the effects of electronic communication and interaction
WORKING PAPER SERIES NO 1376 / SEPTEMBER 2011: THE PRICE OF LIQUIDITY THE EFFECTS OF MARKET CONDITIONS AND BANK CHARACTERISTICS pptx
... at the end of the month prior to the start of the maintenance period that the operation falls under. Write-offs and provisions and return on assets are measured at the end of the year before the ... studies the data cross-sectionally. Section 5 presents the panel analysis and provides the main results of the paper. Section 6 concludes. The Appendix contains an overview of the structure of the ... cooperatives,they are 3.47 bps and −0.18 bps; for foreign banks, they are 2.84 bps and −0.15 bps; forLandesbanks, they are 2.83 bps and 0.50 bps; and for cooperative central banks, they are4.27 bps and...
- 54
- 446
- 0
The Effects of Funding Costs and Risk on Banks’ Lending Rates pot
... 2011 The Effects of Funding Costs and Risk on Banks’ Lending RatesIntroductionThere are a number of factors that influence the way banks set lending rates. Among these, the costs of debt and ... middle of the range, as a result of some repricing of lending rates relative to these costs. In addition to the increase in the cost of debt funding, there have been other drivers of the rise ... wholesale debt (domestic and foreign). The share of securitisation has also fallen since the onset of the financial crisis, as the amortisation of the outstanding stock of residential mortgage-backed...
- 8
- 360
- 0
cross-country analysis of the effects of e-banking and financial infrastructure on financial sector competition a schumpeterian shift
... of competition indicators 96 Results of hypothesis testing 99 Hypothesis 1 100 Hypothesis 2 101 Hypothesis 3 102 Hypothesis 4 103 Hypothesis 5 103 Hypothesis 6 104 Summary of hypothesis ... analyzed the strengths and weaknesses of bank-based and market-based financial systems. When the bank-based countries of Japan and Germany achieved higher growth rates than the United States and the ... acceptable standards, and as such is fully adequate in scope and quality. It is therefore approved as the fulfillment of the Dissertation requirements for the Degree of Doctor of Business Administration....
- 170
- 523
- 0
Báo cáo lâm nghiệp: "The effects of stock type and radicle pruning on blue oak morphology and field performance" docx
... ceased, the year-end height and basal diameter of eachseedling planted in the field was recorded. The height was the distance from the ground to the tip of the longest ... when they were brought to the research center and planted. The plot was kept moderately weed-free dur-ing the course of the study using a combination of herbicides and ... the radicle trim point) were measured and recorded.Seedlings were then cut at the cotyledon scars, and the shoots and roots dried at 70 °C for2 days. These were then...
- 8
- 339
- 0
Music cover, the effects of it and The attitudes of NEU’s students to Music cover in Vietnam
... types of students in other university, NEU students are the perfect entity to take the research. The study illustrates the effects of music cover and NEU students’ behaviors towards the spread of ... understand the lyrics of the original song and they make comparison, they mainlyrecognize that major of covered songs are not as good as the original ones. Hence, they maylook down on the musicians, ... a lot of singers“borrow” foreign songs without “permission” of authors and then they said those are theirsongs. Furthermore a lot of people don’t really understand about Music cover, they just...
- 23
- 567
- 0
Tài liệu The Effects of Education and Health on Wages and Productivity ppt
... opportunities they have to apply and be rewarded for applying their skills. The link between productivity and wages in theory The question of interest is the effects of education and health status ... Estimate the effects of each of the target conditions on general health. 3. Combine the estimates from steps one and two to estimate the effect of each of the target conditions on wages. There ... estimating the effect of the target conditions on general physical and mental health (of which there are reliable measures in HILDA) and using that information to estimate the effects of the target...
- 96
- 931
- 0
Tài liệu Báo cáo khoa học: Structural effects of a dimer interface mutation on catalytic activity of triosephosphate isomerase The role of conserved residues and complementary mutations pptx
... N10 and E97 of the secondsubunit. The backbone NH group of R98 forms ahydrogen bond with the backbone CO of F102. Fur-thermore, the orientation of the side chain of the tworesidues brings the ... (Fig. 9B) [49]. The above discussion rationalizes the observed effects of the Y74W mutation in PfTIM on the stability of the dimeric structure and catalytic activity. Examination of the available ... features of the Y74W* mutant of PfTIM need to be rationalized: (a) the reduced stability of the dimeric structure, and (b) the significantly lowervalue of kcat, suggesting an impairment of the catalyticefficiency...
- 15
- 635
- 0
Tài liệu Báo cáo Y học: The effects of ring-size analogs of the antimicrobial peptide gramicidin S on phospholipid bilayer model membranes and on the growth of Acholeplasma laidlawii B ppt
... coefficient, the localization and orientationin the phospholipid bilayer, and the effects of the presence of these peptides on phospholipid organization and pack-ing. The results of these experiments ... conformation.There is good evidence from studies of the interaction of GS and its analogs with bacterial cells that the destruction of the integrity of the lipid bilayer of the inner membraneis the primary ... in the order GS14 > GS10 > GS12, as does the temperature and the relative magnitude of the new endotherm orendotherms induced by the addition of the peptide.However, the magnitude of the...
- 10
- 683
- 0
Tài liệu Báo cáo Y học: The effects of low pH on the properties of protochlorophyllide oxidoreductase and the organization of prolamellar bodies of maize (Zea mays) pot
... related and stronglypoint to the importance of changes in the surface properties of the PLB membrane. The obvious candidates for the driving forces in the case of the pH-dependent changes areeither ... issummarizedinFig.14. The relationship between spectral changesin POR and structural changes in PLB The existence of a correlation between the presence of the cubic membrane structure of the PLB and the presence ... PORkinase therefore still remains unclear. The main line of evidence for the existence of a POR-phosphatase is the observation by Wiktorsson et al. [9] of aninhibition, by NaF and ATP, of the loss of...
- 11
- 637
- 0
THE EFFECTS OF MEGAMERGERS ON EFFICIENCY AND PRICES: EVIDENCE FROM A BANK PROFIT FUNCTION docx
... set.IV. The Profit Efficiency Effects of Megamer~ers The Level of Profit Efficiency.We begin discussing the results with some information on the levels of profit efficiency of merging and nonmerging ... “ ‘standard profit efficiency model in equations (1) and parameters of the model. The level of profit efficiency the ratio of predicted profits to maximum or optimal profits on the frontier ... explanation of the increase in measured profit efficiency from megamergers maybe the specification of the profit finction. The standard profit function takes prices and fixed netputs asgiven and...
- 66
- 470
- 1
Tìm thêm: hệ việt nam nhật bản và sức hấp dẫn của tiếng nhật tại việt nam xác định các mục tiêu của chương trình khảo sát các chuẩn giảng dạy tiếng nhật từ góc độ lí thuyết và thực tiễn khảo sát chương trình đào tạo của các đơn vị đào tạo tại nhật bản khảo sát chương trình đào tạo gắn với các giáo trình cụ thể xác định thời lượng học về mặt lí thuyết và thực tế tiến hành xây dựng chương trình đào tạo dành cho đối tượng không chuyên ngữ tại việt nam điều tra đối với đối tượng giảng viên và đối tượng quản lí khảo sát các chương trình đào tạo theo những bộ giáo trình tiêu biểu nội dung cụ thể cho từng kĩ năng ở từng cấp độ phát huy những thành tựu công nghệ mới nhất được áp dụng vào công tác dạy và học ngoại ngữ hệ số công suất cosp fi p2 đặc tuyến hiệu suất h fi p2 đặc tuyến mômen quay m fi p2 đặc tuyến dòng điện stato i1 fi p2 động cơ điện không đồng bộ một pha thông tin liên lạc và các dịch vụ phần 3 giới thiệu nguyên liệu từ bảng 3 1 ta thấy ngoài hai thành phần chủ yếu và chiếm tỷ lệ cao nhất là tinh bột và cacbonhydrat trong hạt gạo tẻ còn chứa đường cellulose hemicellulose chỉ tiêu chất lượng theo chất lượng phẩm chất sản phẩm khô từ gạo của bộ y tế năm 2008