... The Rise and Fall ofthe U.S MortgageandCreditMarketsAComprehensiveAnalysisoftheMeltdown James R Barth, Tong Li, Wenling Lu, Triphon Phumiwasana, and Glenn Yago January 2009 A full-length ... Buildup andMeltdownoftheMortgageandCreditMarketsThe demand for residential real estate was seemingly insatiable After rising at an average annual rate of slightly less than percent during the ... financial crisis, along with policy recommendations for moving forward The Rise and Fall ofthe U.S MortgageandCredit Markets: AComprehensiveAnalysisoftheMeltdown will be available online and...
... development of vaccines based on the auxiliary genes of HIV-1 Authors' contributions AS, VA, AK, AB, VS, RC and AC participated in theanalysisofthe predicted amino acid sequences of Vpr SM, DD and ... enzymes and have been implicated as a cause for the generation of variants [76,77] The mutational changes in the protease and reverse transcriptase, depending on their location, may impact on their ... targeting these enzymes The viruses containing alterations may then be able to evade the inhibitory activities ofthe agents and are designated as drug-resistant variants Similarly, the mutations...
... terms of case studies, are fundamental to the understanding ofthe dynamics of organizational life and to the development and testing of theories of organizational adaptation, change, innovation and ... nations Analysisand statistical processing Identify the significance ofthe advantages and factors, analyze their relationship Explain and analyze Chinese CMNCs' activities in international market ... significance of advantages and factors, analyze their relationship Explain and analyze Chinese CMNCs' activities in domestic market Findings: Through theanalysisof Chinese CMNCs' advantages and factors...
... integrated The amount of each FAME was calculated using a defined amount (1 μg) ofthe internal standard tripentadecanoate andthe dry weight (DW) of each sample: area of peak × μg/area of tripentadecanoate/mg ... significance tests (Non-Parametric Multivariate Analysisof Variance, Analysisof Similarity) and visualised as ordinations from multigroup discriminant analysis (Canonical Variates Analysis) The ... IL carried out the fatty acid analysisof all algal strains and drafted the manuscript LH performed the statistical analysis IF and TF conceived ofthe study, and participated in its design and...
... The Rise and Fall ofthe U.S MortgageandCreditMarketsThe Rise and Fall ofthe U.S MortgageandCreditMarketsAComprehensiveAnalysisoftheMarketMeltdown James R Barth Tong ... LIST OF ILLUSTRATIONS Subprime and Alt -A Shares ofMortgage Originations Spike between 2001 and 2006 and Then Fall (Selected Years) Types and Purposes of Loans Available in the Home MortgageMarket ... LIST OF ILLUSTRATIONS Characteristics ofMortgage Loans and Mortgage- Related Securities in Freddie Mac’s and Fannie Mae’s Retained Portfolios (Selected Years) Characteristics ofMortgage Loans and...
... in language B He considers CA as a form of interlanguage study and as a central and substantial component of applied linguistics As a matter of fact, CA has had much to offer to practical teaching ... modal in a certain situation makes clear which meaning is intended An effort has also been made to have a contrastive analysisofthe meanings expressed via the modal verbs can, may, must andthe ... via the modal verbs can, may, must in English andthe equivalent expressions in Vietnamese Aims ofthe study This study - A contrastive analysisofthe meanings expressed via the modals can, may,...
... Corporation; Hialeah, FL, USA) at the ÔServeis Cientifico-TecnicsÕ ofthe University of Barcelona, using the 488 nm line of an argon laser and standard optical emission filters Percentages of cells at ... contrast and fluorescence photographs of selected field of cells obtained under the same magnification and contrast acquisition characteristics, and using the autofluorescence ofthe anthracycline as unique ... described above for flow cytometry After establishing a scan area, the slides were analyzed using a 40 · objective and mW of Argon laser power The entire cell preparation was examined A cell gallery was...
... descriptions ofthe characters but I learned more about them andthe story form the film because I was watching and listening to them, rather than just reading about them John Malkovich's (Lennie), Gary ... for any shortcomings he had in his appearance Slim looked a little too young and handsome to be the character I had envisioned Overall, the casting and photography was excellent Another reason ... still was very drawn into the action The film was a very good adaptation ofa great book It is a wonderful story of friendship,loneliness, and pain This was an excellent film because it was dramatic...
... deoxyribonuclease (DNase I, amplification grade; TaKaRa, Kyoto, Japan) Microarray analysisand data mining (Aligent array) A one-color microarray-based gene expression analysis system (Agilent Technologies, ... Research Inc and Hitachi Software Co., Yokohama, Japan) The significance of GO term appearance in the up- and downregulated genes (compared with all 12 441 annotated genes) was calculated using the ... clustering analysisof AT-MSC-Hepa Unsupervised hierarchical cluster analysis was performed by sorting of 1639 altered genes (Fig 3A) This analysisof microarray data revealed a striking similarity of...
... Reproduced with permission ofthe copyright owner Further reproduction prohibited without permission Reproduced with permission ofthe copyright owner Further reproduction prohibited without ... permission Reproduced with permission ofthe copyright owner Further reproduction prohibited without permission Reproduced with permission ofthe copyright owner Further reproduction prohibited without ... permission Reproduced with permission ofthe copyright owner Further reproduction prohibited without permission Reproduced with permission ofthe copyright owner Further reproduction prohibited without...
... with their careers andthe career opportunities available to them is a further measure of demoralization of nurses and offers some substantiation ofthe disaffection associated with working in the ... important to understand what motivates them andthe extent to which the organization and other contextual variables satisfy them Job dissatisfaction has frequently been cited as the primary reason ... Suliman WA, Abu Gharieb P: Jordanian nurse: Job dissatisfaction and anticipated withdrawal from practice Dirasat, medical and biological 1996, 23(2):78-87 Lee FK: Job satisfaction and autonomy of...
... HBM and MFG conceived the study HBM extracted, analysed and interpreted the data, and drafted the manuscript MFG and KBL assisted with data interpretation All authors read and approved the final ... clubfoot and tarsal coalition/congenital vertical talus procedures, anda steady decrease in the number of heel procedures (data not shown) Of particular note, there was a marked reduction in the ... on those aged 55 to 64 years Population projections by the Australian Bureau of Statistics indicate that, due to declining birth and death rates andthe transition ofthe so-called "Baby Boomer"...
... approximately zero, with a standard deviation (SD) of one if the data fit the Rasch model In these analyses, DIF was assessed by means ofa 2-way analysisof variance (ANOVA) for gender and age group ... against the overall fit to the Rasch model A further caveat is that this analysis was undertaken in a population of adults aged 50 years and over from a relatively limited geographical area ofthe ... location indicates that the average item difficulty is above the average disability ofthe sample A mean person location of zero indicates that the items andthe sample are perfectly targeted The Person...
... Results A total of 42 pediatric patients (64% female and 36% male; average age of 12 years) and parents (84% mothers and 16% fathers) participated in qualitative interviews All participating patients ... Experiences and barriers to HealthRelated Quality of Life following liver transplantation: a qualitative analysisofthe perspectives of pediatric patients and their parents Health and Quality of Life ... contributed to qualitative analysisand drafted the manuscript ARO, RT, AD and SG contributed to qualitative analysisand assisted in manuscript development All authors approved the final manuscript...
... extracted at discharge from the CMP unit and at ultimate discharge from hospital Activity R114 Length of stay in the CMP unit was calculated in fraction of days from the dates and times of admission and ... 53) The sample of paediatric cases is comparatively small and may not be representative ofthe entire population because the data were obtained from adult ICUs and not from paediatric ones Admissions ... length of stay for admissions to adult, general critical care units in England, Wales and Northern Ireland: the Intensive Care National Audit & Research Centre Case Mix Programme Database Crit Care...
... Database The Case Mix Programme (CMP) is a national comparative audit of adult, general critical care units in England, Wales and Northern Ireland coordinated by the Intensive Care National Audit ... ICU was calculated in fractions of days from the dates and times of admission and discharge from the CMP unit Length of stay in hospital was calculated in days from the dates of original admission ... general critical care units in England, Wales and Northern Ireland: the Intensive Care National Audit & Research Centre Case Mix Programme Database Crit Care 2004, 8:R99-R111 Knaus WA, Draper EA,...
... and linear actuators: • A methodology of approximate analysisofthe amplitude andthe frequency of chattering via application ofthe DF method is proposed • A methodology of exact analysisof ... Tsypkin analysis, with respect to the DF analysis, is apparent from the inspection ofthe Table I, and it is justified by the theoretical analysis presented above The mismatch ofthe simulation values ... via using the Fourier series (63) As a result, function Φ(ω) has the same imaginary part as the Tsypkin AComprehensiveAnalysisof Chattering 37 locus, andthe magnitude of function Φ(ω) at the...
... some lost part of their land while others lost all their land As a result, the levels of land loss in both years, as measured by the proportion of farmland acquired by the State in 2008 and 2009, ... work soon after losing land On the one hand, this is indicative of high availability of informal wage work in Hanoi‟s urban and peri-urban areas On the other hand, for a number of land-losing ... conditions In particular, land (farmland andthe location of houses or residential land plots), and education are crucial 21 factors that are closely associated with more participation in nonfarm activities...
... that a metaphor may evoke a large number of connotations and it would be difficult to paraphrase them all; and paraphrasing ofa metaphorical expression cannot present all the meanings that the ... domains, we have cases of metaphorical entailment Therefore a metaphorical entailment can be defined as the imparting ofa characteristic ofthe source domain (the metaphorical image) to the target ... humans and nature, between the internal organs inside the human body, and between the internal organs andthe external body parts According to the theory of five elements, the Zang and Fu organs...
... Economics and Pridi Banomyong libraries ofthe Thammasat University, Thailand Development Research Institute, Cane and Sugar Board of Thailand, andthe Ministry of Industry Theoretical Framework As a ... explains why it was ahead of Thailand in the data presented above GDP per capita is determined by GDP and population size so that significant changes in any of these variables are automatically ... Philippine population grew by an average of 2.2%, Thailand by 1%, and ASEAN by 1.6% As of 2004, the Philippines has an estimated population of 82.7 million, Thailand has 64.5 million, and ASEAN has 550.2...