... finance and how effective this demand is from the viewpoint of banks and other suppliers of finance This study examines both demandandsupply sides and informal as well as formal institutions to ... creditworthiness of enterprises and entrepreneurs Conclusions 25 SupplyandDemandfor Finance of Small Enterprises in Ghana / Directed credit schemes for small enterprises, such as those used by the government ... banks that SME lending remains low in part for lack of bankable demand Surveys were conducted of relatively successful microenterprises and SMEs to assess demandand sources of finance, and formal...
... Economics; Lars Fallan, Trondheim Business School; and participants at conferences and staff seminars at Copenhagen Business School; Newcastle University Business School, and Trondheim Business School ... CSR themes, other information characteristics, and volume of disclosure General CSR themes and other information characteristics General CSR themes and volume of disclosure General CSR themes ... this thesis is therefore to add to the existing knowledge by exploring issues concerning both thesupply of anddemandfor corporate environmental disclosure The articles and their contributions...
... diagrams showing the flow of money and information in the lending process to illustrate when Genesis shares information on the clients and when it checks them in the bureau The key focus of the information ... basis of 5.8) This increase arises from increases in individual clients and group clients in similar proportions The average size of the first loan issued by Genesis doubles when they begin using ... units Before we present these results, we verify, using false DID tests, that no spurious treatment effects are present in the selected groups The false treatment effects regressions are estimated...
... (S) Land Hessen Freistaat Thüringen Landesbank Baden-Württemberg Land Niedersachsen Land Sachsen-Anhalt Sparkassenverband Niedersachsen (S) Sparkassenbeteiligungsverband Sachsen-Anhalt Sparkassenbeteiligungszweckverband ... multiple sample banks 16 groups Panel A reports the results forthe pooled sample of consumer and mortgage loans, Panel B presents the results for consumer loans, and Panel C shows the results for ... patterns as before As also argued in section 3, the Landesbanken other than Sachsen LB, West LB, and Bayern LB not show subprime losses during the sample period The savings banks in these regions...
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... 2: The Basics of Supplyand Slide Elasticities of SupplyandDemand The price elasticity of demand is: EP = (%∆Q)/(%∆P) Chapter 2: The Basics of Supplyand Slide Elasticities of SupplyandDemand ... elasticity for substitutes is positive, while that for complements is negative Chapter 2: The Basics of Supplyand Slide Elasticities of SupplyandDemand Elasticities of Supply Elasticities of ... and Slide Elasticities of SupplyandDemand Other Demand Elasticities Other Demand Elasticities The income elasticity of demand is: ∆Q/Q I ∆Q EI = = ∆I/I Q ∆I Chapter 2: The Basics of Supply and...
... Price Represents a movement along thesupply curve Input prices Shifts thesupply curve Technology Shifts thesupply curve Expectations Shifts thesupply curve Number of sellers Shifts thesupply ... related goods Shifts thedemand curve Tastes Shifts thedemand curve Expectations Shifts thedemand curve Number of buyers Shifts thedemand curve Price of Ice-Cream Cone Supply Curve $3.00 2.50 ... Paribus Ceteris paribus is a Latin phrase that means all variables other than the ones being studied are assumed to be constant Literally, ceteris paribus means “other things being equal.” The demand...
... out the attitude of the managers toward implementing CSR into their business andthe reality situation of implementing CSR in their business The survey forthe consumers has questions in the ... chapter They are divided into two parts: the attitude toward CSR andthe statement that consumers support for CSR The survey forthe accountants has questions in the table in chapter These questions ... benefits for – or in some cases create obstacles to – sustainable development SMEs in particular may need some assistance in responding to CSR demands from foreign buyers The governments and citizens...
... with other ownership categories.8 Moreover, there is strong evidence of distortions and deviations from the prior in thedemand patterns of SOEs For example, in the case of SOEs there is a systematic ... in the specification of these equations In the absence of direct observations on supplyand demand, observed bank lending only provides information on the intersection of thesupplyanddemand ... association between growth of sales anddemandfor credit; forthe second half of the period the same is valid forthe growth in inventories The association between investment in fixed assets...
... systems andthe consequent ability to plan and forecast teacher supplyanddemand As sceptical as Crouch in the view that ‘precise matching of supplyanddemand of teachers forthe schooling system ... forthe classes and subjects they teach The conclusion to be drawn is that recruitment processes seem to be a major reason both forsupplyanddemand problems at school level as well as forthe ... have these efforts been? What has the contribution of research been in these areas? These are the questions this monograph addresses It does so by providing an overview and synthesis of the interventions,...
... briefly describes the data Section presents the estimation results and makes comparisons Section concludes the paper and gives possible extensions Methodology and Literature Review Firstly, we use monthly ... two-stage almost ideal demand system (AIDS) representing the consumer demandfor communication (stage one) andfor printed materials, computers, and televisions and radios (stage two) Their results ... affects thedemandfor these two categories of paper negatively The above results hold for both aggregate demandand per capita demandThe difference in US analysis and 16 countries’ analysis may...
... for uniform sands and glass spheres Therefore, Hazen 's equation should be used only for uniform sands (sphericity and roundness > 0.90) The sphericity and roundness may be estimated for sands ... Darcy 's law for a fine sand, as shown in figure 2-8, is valid only forthe hydraulic gradient less than forthe loose state and 4.5 forthe dense state For soils larger than a fine sand, Darcy 's ... uniform fine sand (prepared by WES) 2-22 EM 1110-2-1901 30 Sep 86 b Masch and Denny Method For uniform or nonuniform dense clean sands, classified SP or SW in the Unified Soil Classification System...
... losses within the relief well system consist of entrance head loss, friction head loss in the screen and riser pipes, and velocity head loss as shown in figure 9-27 The effective well radius is ... is to select one which is economical, has reasonable dimensions, and can produce the desired results Usually the designer selects the radius and penetration and then determine the required spacing ... impervious soil already exists, the blanket should be closely examined for gaps such as outcrops of pervious strata, streambeds, root holes, boreholes, and similar seepage paths into the pervious foundation...
... reports t-tests of the null hypothesis of equal mean order sizes for market and limit orders, with p-values in parentheses The test rejects the null hypothesis for six out of nine pairs of means ... 48446 The table reports parameters estimates with asymptotic standard errors in parentheses for a Weibull model forthe hazard for order submissions, and χ2 -tests of the null hypothesis of all ... always making the same order submission Table 12 reports summary statistics forthe estimated optimal order submission strategies for five intervals forthe private value The first two rows in...
... goods …shifts the D curve Tastes …shifts the D curve Expectations …shifts the D curve 11 Demand Curve Shifters: # of Buyers Suppose the number of buyers increases Then, at each P, Qd will increase ... in demandforthe other Example: computers and software If price of computers rises, people buy fewer computers, and therefore less software Software demand curve shifts left Other examples: ... Forces of SupplyandDemand Part II Supplyandthe Market 20 SupplyThe quantity supplied of any good is the amount that sellers are willing and able to sell Law of supply: the claim that the...