... state-owned)ROA Earnings Net income/Total average assetsNINI_REV Earnings Net interest income/Total revenues (Total revenues= Net interest income + Non interest income (beforededucting non interest costs))LOANS_BORROWINGLiquidity ... 80% and 100%. In terms of number of nonbank financial institutions, ourcoverage is 4.0% in Indonesia, 81% in Korea, 54.9% in Malaysia, 27.5% in Thailand and5.3% in the Philippines. In terms of ... generation of financial early warning systems aimed to build screeningdevices to help in scheduling bank examinations by flagging as early as possible thoseinstitutions in (or approaching) financial...
... objectives,and by taking innovation into account in the Community-level rules for doing business, in particular the rules for competition, intellectual property rights, and the internal market. In spite ... are increasingly promoting private innovation financing, mainly directedat the early stages of the innovation process. Several initiatives are implemented under theRTD Framework Programme. In ... learning to facilitate the assimilation of newtechnologies20. Training institutions have an important role in remedying weaknesses, forexample by providing ICT training for employees in the...
... here.tInformationregarding the comorbid medical conditions was obtained from the patient during a structured medicalhistory interview conducted by a trained clinician. If information regarding a condition ... addresswhether variations in the quality of careexplain differencesin outcomes acrosssystems. The MOS patients in HMOsreported fewer financial barriers andbetter coordination of services in com-parisons ... decline in health in an HMOthan in an FFS plan (68% declined in physical health in an HMO vs 27% forFFS; P<.001) (MOS unpublished data).An implication for future evaluations ofchanges in...
... following sections). Asset price increases, for housing indices, national equity market indices, and financial services sector sub-indices, are substantially more extreme in the case Ireland; in ... evident with hindsight in both the US and Irish economies in the periods leading up to their crises. Section 4 describes the strong international capital inflows into both countries during the pre-crisis ... second is very low real borrowing rates sustained by international capital inflows into both countries (but inflows of different types of capital). Reinhart and Reinhart (2008a) call this a capital...
... then gainsindependence from the king and his court, and plays a role as a balance againstthe king’s power. Furthermore, instead of betraying the interest of their countryto the court in the ... difference, which is, in turn, divided intotheir income and their employers’ income. Both incomes are used for purchasingdomestic goods that have already been produced. The remaining goods areexported ... with Lindsay’s will show a clearer contrast.Lindsay, sharing some ideas with the anonymous author, had a confidence in the growth of the Scottish industries, linen manufacturing and fisheries in...
... governmentspending.21SPECIAL PAPERS IN INTERNATIONAL ECONOMICSNo. 19, May 1996THE POLITICALECONOMY OFCENTRAL-BANK INDEPENDENCESYLVESTER C. W. EIJFFINGERANDJAKOB DE HAANINTERNATIONAL FINANCE ... significant.31SPECIAL PAPERS IN INTERNATIONAL ECONOMICSSPECIAL PAPERS IN INTERNATIONAL ECONOMICS arepublished by the International Finance Section of the De-partment of Economics of Princeton University. ... definition differs from theconcept underlying the empirical indices for independence that arediscussed in Chapter 3. As pointed out by Pollard (1993), differences in the definitions of independence...
... one which focuses less on building a non-racial capitalism and more on a collectivised economyin which working-class concerns predominate. In considering the findings of the 2004 survey, the ... working in the informal economy has increased from 965 669 in 1997 to 1 873 000 in 2001 (Devey et al. 2002).A central reason for the worldwide growth of the informal sector is the changing ... different kinds of work, with permanents tending to do more skilled work such as heavy-duty/cartage driving, tractor driving, forklift driving, crane driving, cargo controlling, or being lashing hands,...
... at national and international conferences, in particular at the annual meetings of the Italian Society of Public Economics and the annual meetings of the International Institute of Public Finance ... economic circumstances?Certainly, economic crises and macroeconomic shocks deter-mine uctuations in de facto political power. By raising discontent and undermining the legitimacy and survival ... (1942) is generally accepted as a reference starting point: ‘democracy is the institutional arrangement for arriving at political decisions in which individuals acquire the power to decide by means...
... differencesin life expectancy in industrialized countries? In E. Crimmins, S. Preston, and B. Cohen (eds.), International Differencesin Mortality in Older Ages: Dimensions and Sources. Washington ... categories and a small (but again statistically significant) female excess for minor diseases in England. In terms of our main interest in country differences, we find a statistically significant ... conditions that were asked in both surveys. Even within these set of childhood conditions, there are differencesin wording or inclusion that must be taken into account. The following childhood diseases...
... Engineering and Instrumentation and Control. Derek worked in the telecommunication industry prior to becoming a lecturer in engineering. He gained a HND in Electrical & Electronic Engineering ... barcode. Your PIN is a 4-digit 3 Teesside University Open Learning Engineering (TUOLE) TUOLE the leading international designer and developer of engineering and technology open learning programmes, ... available to you. Online information on a wide range of topics including referencing, writing, critical thinking skills and information literacy can be accessed via the Library and Information Services...
... during 2010, reaching a low of only slightly above 1%. A continuous decline in the price level is troublesome because in a weak or contracting economy it can lead to a damaging, self-reinforcing, ... could continue to be more inclined to save. As the economic decline intensified, the personal saving rate increased, climbing from 3.5% of GDP in 2007 to 6.1% of GDP in 2009.31 However, since ... undermines household and business confidence and causes them to postpone current spending. In this view, contrary to mainstream economic thinking, shrinking the deficit would, by improving confidence,...