... plan
• Market research studies
• List of assets available as collateral fora loan
Page 19 of 27
VIII. Personal Financial Statement
Include personal financial statements for each owner and major ... it.
Opening Day Balance Sheet
A balance sheet is one of the fundamental financial reports that any business needs for reporting and financial
management. A balance sheet shows what items of value are ... will show what is available. Bankers and investors usually want this
information as well.
Page 11 of 27
FACTOR
Me Strength Weakness Competitor A Competitor B
Importance to
Customer
Quality
Selection
Service
Reliability
Stability
Expertise
Company...
... statement
B%%%#
%%%*"%
%B%%"
A ###
##/
FACTOR Me Strength Weakness Competitor A Competitor B Competitor C
Importance
to Customer
Price
Quality
Selection
Service
Reliability
Stability
Expertise
Company
Reputation
Location
Appearance
Sales ... Schedule
-
%
Table 2: Debt Schedule Table
To Whom
Payable
Original
Amt.
Original
Date
Present
Balance
Rate of
Interest
Maturity
Date
Monthly
Payment
Security Current/Past Due
9
Executive ... C
#$1.%1
Managing your Accounts Payable
03#%%G
4
Total Current 30 Days 60 Days 90 Days Over 90 Days
Accounts Payable...
... SCORECARD
This approach is an attempt to blend together quantitative
numerical analysis with qualitative analysis of other elements
that are important to organisations, such as:
● The customer’s ... on assets, return on capital, profit
● Long-term survival - looking to the future
and innovating to create extra value
It is a measure that will drive the shape of
all plans, as each must address ... address all four
aspects of the scorecard.
It can be difficult to use in practice, however,
and can cause confusion if inadequately explained.
33
PLANNING PROCESS
2: EXTERNAL ANALYSIS
An analysis...
... even
as a management accountant or analyst measuring variances against them.
Despite their bad reputation they are a valuable management tool for controlling
business and results.
54
PLANNING ... at the financial aspects of a plan. Finance
is critical to any business and, in particular, the key is sustainable cashflow.
An organisation, even if unprofitable, can keep going fora long time, ... it can
generate sufficient cash to meet its bills as they fall due.
A profitable company that cannot raise cash
will go out of business.
You need cash to:
● Pay staff
● Purchase raw materials...
... for evaluating and managing an
operation.
A businessplan details the overall entrepreneurial concept behind a planned
business. It gives an exact summary of the economic circumstances, the targets ... to help you.
Plan your approach.
Drawing up abusinessplan is a very complex undertaking.
Many variables must be considered and analyzed systematically, in a logical order.
A detailed outline ... their businesses.
The market
Initial statistical analyses indicate a potential market for CS in
Northern Bavaria
of
more than 5 million small and medium-sized companies. Assuming average
49
revenues...
... wants to
open a dress shop, and she has allowed me to use her plans and thought processes as an example
of a complete and well-prepared businessplanfora retail store. You’ll find parts of ... of small
businesses. Bankers are often overly cautious in making loans tosmall businesses. For that very
reason it makes sense to study their approach, even though it may seem discouraging at ...
3 .How to make customers and employees think the business is special
4 .How to know what the customers want—today and, more important in the clothing business, to
keep half -a- step ahead
...
... incorrect: Jason Wallach is a friend and a CPA in Santa
Rosa; his input was very helpful. Harry Keller of the Santa Rosa SBA office was kind enough to
explain several intricacies of that system to me.
... numbers are available by obtaining total sales volume
of grocery stores from the state sales tax agency; normally that data is broken down by county.
They estimate how many people live in the area ... contain blank forms as well as sample business plans fora manufacturing
company, a project development and a service business.
C. Howto Use the Self-Evaluation Lists
After you’ve...
... Ideal 20
Do You Really Want to Own a Business?
2
CHAPTER
4
|
HOWTOWRITEABUSINESS PLAN
Note that the appendixes contain
blank forms as well as business plans
for asmall service business, ... the United
States Census, which lists average income
Appendixes
A
BusinessPlanforaSmall Service Business 207
B
Business Planfora Manufacturing Business 223
C
Business Planfor Project Develpment ...
estimate SWAGs as realistic as possible and
then make them come true.
The best way to make a SWAG about
your business profitability is to do a break-
even forecast. Although a break-even
analysis...
... controller and
nancial advisor to an online retail business. You can contact him at
mckeever.mp@gmail.com.
32 | HOWTOWRITEABUSINESS PLAN
such as your anticipated location and target
customers, ... make financial projections,
and have done the necessary research,
you may be able to create aplan in
one day. But understand that a quick
plan is a stripped-down version of
a business plan. ... business plans forasmall
service business, a manufacturing business,
and a project development. All the forms
(except for the Loan Interest Calculation
Chart) and business plans are included...
... overall business plan, such as a new business proposal to the financial
community.
There are many ways to develop and format a marketing plan . The approach taken here is to present a
6-Part plan ... of this information can be handled within a graphical format, such as tables and graphs, though a
paragraph explanation of each is generally required. Make sure to include total dollar (or other ...
Other Areas
Preferably this section includes a brief summary of current marketing decisions (see Situational
Analysis) so readers of the plan can easily compare what was planned to what is planned....
... characterization: The applicant has failed to include enough
information about the chemical characterization of a natural product or adequate
information about the source and quality of a product ... Federal Drug Administration
(FDA). Contact FDA or NCI program staff for information or appropriate referral for
information. Just because a natural product or dietary supplement is available ... cancer patients. The CEGP awards (R25Es) address a need that is
not fulfilled adequately by any other grant mechanism available at NIH. These awards are
dedicated to areas of particular concern...
... personal data, here are the
summaries on the main guidelines over data
privacy laws for USA, Australia, Canada,
United Kingdom, India, and the European
Union.
2.1.1. United States of America (USA)
The ... confidential
manner. Businesses must have appropriate
safeguards for processing personal data.
1.3. Quick Facts
that collect, use and share customer
information in a variety of circumstances.
For instance, ... the
What is personal information? Personal
information can be anything that can be used
to identify an individual, not limited to but
including:
Name
Address
Date of birth
Marital status
Contact...