... ∞
THE
FINANCIAL
CRISIS
INQUIRY REPORT
FINAL REPORT OFTHENATIONAL COMMISSION
ON THE CAUSES OFTHE FINANCIAL AND
ECONOMIC CRISIS IN THE UNITED STATES
OFFICIAL GOVERNMENT EDITION
THE FINANCIAL ... conclusions at the end of chapters in Parts III, IV, and V of this report.
The subject of this report is of no small consequence to this nation. The profound
events of and were neither ... essential
to the economic well-being of our nation. The soundness and the sustained prosper-
ity ofthe nancial system and our economy rely onthe notions of fair dealing, re-
sponsibility, and...
... the Chairman ofthe SEC, the Chairman ofthe Federal Deposit
Insurance Corporation, the Comptroller ofthe Currency, the Comptroller General ofthe United States,
the Chairman ofthe AICPA, the ... (FEI), the Institute of Internal Auditors (IIA), and theNational Association of
Accountants (NAA).
The six-member Commission was independent ofthe sponsoring organizations. The chairman of the
Commission ... the recommendations that follow depend on these recommendations. Top
management
1
INTRODUCTION
This report presents the findings, conclusions, and recommendations oftheNational Commission on
Fraudulent...
... both the actions of people
who operate or use the system and the functioning of technical controls.”
7
The tests described in Chapter
3 can be conducted to assess the operational status ofthe ... system, the same decision during the operational and
maintenance phase is more complicated. To maximize the value of testing, the prioritization process
should consider the interconnectivity of ... minimize the chances of misconfiguration:
+ Create a configuration management process (often called a configuration control board) for
critical systems and networks. A configuration management...
... in view ofthe G20
summit (Section 3). Section 4 concludes
on the role ofthe African Development
Bank.
2. Update onthe Outlook
Economic Prospects
2.1 In light of this fast evolving context,
all ... update on the
impact ofthe crisis on Africa and on grow-
th outlook in the medium term (Section 2).
It highlights key issues that deserve spe-
cial attention as the continent attempts to
weather the ... economies to fulfil their pro-
mises of trade liberalization. In this
regard, the G20 can promote (i) the resto-
ration of access to financing for African
countries; and (ii) the reduction of the
continent’s...
... components. Phar-
macological measures, such as the application of local
anesthetics, treat only the somatic component of pain,
whereas attention-diverting measures (pressing ball)
address only ... given orally onthe morning of surgery. On
arrival in the operating room, ECG electrodes and
non-invasive blood pressure (NIBP) monitor were
applied and oxygen saturation was monitored by
pulse ... pain
of needle insertion including infiltration analgesia and
EMLA patch. Local anesthetics themselves may pro-
duce pain on injection and many anesthetists are un-
sure that infiltration analgesia...
... within the professional domain, they may need to work on
developing the professional register of medical Spanish. In addition, their general proficiency in
Spanish, their knowledge of dialects other ... most ofthe books, articles, instructions, and charts, etc., that they read are in
English. Often they received their professional education in English. Unless they have worked
professionally ... centered onthe preparation and continuing development ofthe language skills of
those who are or will become providers rather than the cost of developing interpreters and the
ongoing cost of interpreter...
...
National Salvation Association, the Women’s National Salvation
Association, the Teenagers’ National Salvation Association, and so on.
Together, these associations acted as a shield to the Party; ... thus conclude that the outcome ofthe Revolution of
August 1945, the crest of a conquering, irresistible swell, depended upon the
strengths ofthe leadership and local organization ofthe Việt ... within a
national united front. In terms of relations with the villages, one ofthe
results was the acceptance ofthe ambiguous coexistence ofthe modern
revolution with traditional village...
... W/cm
2
. The duration t
on
ofthe current pulse was 0.5 –
0.8 s then the current was turned off for a fixed duration t
off
of 0.5 s. During t
on
, FePt nanoparticles
were deposited onthe surface ... cathode. The composition of Fe-Pt particles can be controlled by
changing the concentration of Fe and Pt ions in the electrolyte and the deposition voltage. The
particle size can be adjusted by the ... Journal of Science, Mathematics - Physics 25 (2009) 1-7
1
Effect ofthe preparation conditions onthe properties of Fe-Pt
nanoparticles produced by sonoelectrodeposition
Nguyen Hoang Luong*
...
... came
from a Poisson distribution and conditioning onthe total number of events and
the person-years at risk (34). Under these conditions, the expected proportion of
events in the tamoxifen group (p) ... finding, since prevention of that
disease would obviate the above considerations. Moreover, the
reduction in the incidence of DCIS provokes consideration of
the biologic significance of that finding. ... disease, they do show that, at
least during the duration ofthe P-1 study, the drug did not have
a detrimental effect onthe heart.
One ofthe original aims ofthe P-1 study was to determine
whether...
... definitions for the key components ofthe policy, thereby
allowing for a standard implementation process. The setting of clear definitions would
facilitate uniform implementation, irrespective ofthe ... Organization
Set of Recommendations onthe Marketing of Foods and
Non-alcoholic Beverages to Children
92
Rationale
1. Thepolicy aim should be to reduce the impact on children of marketing ... with the assistance ofthe European Union
within the framework ofthe Pilot Project on Transatlantic Methods for Handling Global
Challenges. The contents of this report are the sole responsibility...
... the reagents used were
of analytical grade.
Construction of horse cytochrome c expression
system
A version ofthe horse cytochrome c synthetic gene was
designed onthe basis ofthe sequence of ... to the pres-
ence ofthe anion. These residues also modulate the conformation of unfol-
ded cytochrome c, influencing its spin state and the coordination to the
prosthetic group.
Abbreviation
CT, ... Anion concentration
modulates conformation and stability ofthe molten
globule of cytochrome c. J Biol Inorg Chem 8, 663–
670.
19 Concar DW, Whitford D & Williams JP (1991) The
location of the...
... of consent in the draft Regulation, and
endorses the philosophy that consent is the basis of trust. However the lack of clarity on
the way in which consent is to be treated in the context of ... Protection Regulation.
2
The Healthcare Coalition for Data Protection welcomes the Commission’s effort to
harmonise data protection requirements in the EU. The Coalition also welcomes the
provisions ... represents national medical
associations across Europe. We are committed to contributing the medical profession’s
point of view to EU and European policy- making through pro-active cooperation on a...
... 1,294 placebo who entered the second efficacy period
(from the visit at the end ofthe rst rotavirus season up to the visit at the end ofthe second rotavirus season).
¶¶¶
Emergency department.
... estimates ofthe background
rates of intussusception among infants and estimates ofthe
total number of doses of RV5 that have been administered to
infants. As of March 31, 2008, the number of confirmed ... reporting week concludes at close of business
on Friday; compiled data on a national basis are officially released to the public onthe following Friday. Data are compiled in theNational Center for...
... in the early develop-
ment ofthe disease. A recent study suggested that the
effect of smoking on periodontal disease was a reduction
in the regression ofthe disease rather than an effect on the
progression ... the
progression of disease [69].
Since divergent results onthe composition ofthe sub-
gingival microflora have been reported, an explanation of
the effect of smoking on periodontal tissues ... fluoridation is the public’s perception of the
intervention. An intervention will only be implemented if
there is general public support for its application. Despite
the successful implementation of...