founder of books a million
The Founder of New France: A Chronicle of Champlain pot
Ngày tải lên :
23/03/2014, 23:21
... people and organizations in: Alabama,
Arkansas, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky,
Louisiana, Maine, Michigan, Missouri, Montana, Nebraska, ... has most copiously recorded the early annals of Acadia Marc
Lescarbot. He was a lawyer, and at this date about forty years old. Having come to Port Royal less as a
colonist than as a guest of ... has no part
that remains memorable. For Champlain it meant a first command at sea and a first glimpse of America.
The record of this voyage was an incident of no less importance in Champlain's...
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city of a million legends
Ngày tải lên :
30/05/2014, 23:00
... she's another Balachandran."
They all shuddered. Balachandran had been a high HP official and mastermind of an attempt to take over the galaxy
by using a Wild Interface.
"If this's ... Hair grows and
sheds constantly. Human males have to deal with face hair, and are constantly fertile. Human females menstruate and can be
impregnated several days out of any month. Personally, ... ago, because of Arshel's ability as an
archeovisualizer—able to read the history of an artifact by touching it—they had been the ones to find the actual maze in the City of
a Million Legends....
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Dearborn Financing Secrets of a Millionaire Real Estate Investor 2003_1 pot
Ngày tải lên :
20/06/2014, 19:20
... Sales of comparable
properties are the general benchmark for value. Appraisers look not
just at housing sale prices of comparable houses, but also at the
financing associated with the sales of ... 8
FINANCING SECRETS OF A MILLIONAIRE REAL ESTATE INVESTOR
Appraisals on income properties are done in a variety of ways,
one of which is the “income” approach. The
income approach
looks
at the ... learned an important les-
son a little knowledge can be dangerous. I decided then to become a
master at real estate finance.
Financing has traditionally been, and will always be, an integral
part...
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Dearborn Financing Secrets of a Millionaire Real Estate Investor 2003_2 doc
Ngày tải lên :
20/06/2014, 19:20
... over
(
known as “funding” a loan
)
. Note that many lend-
ers will give “preapproval” of a loan. Preapproval
is really a half-baked commitment. Until a loan is
approved in writing, the bank has no legal ... consumers assume that “mortgage companies” are banks
that lend their own money. In fact, a company that you deal with may
be either a mortgage banker or a mortgage broker.
A
mortgage banker
is a direct ... 16
FINANCING SECRETS OF A MILLIONAIRE REAL ESTATE INVESTOR
In addition, the county, city, and/or state may assess a transfer tax
based on either the value of the property or the mortgage amount.
A...
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Dearborn Financing Secrets of a Millionaire Real Estate Investor 2003_4 pptx
Ngày tải lên :
20/06/2014, 19:20
... in-
come approach.
Market data approach.
The market data approach is the most
commonly used formula for single-family homes, condominiums, and
small apartments. Basically, a licensed appraiser ... a high LTV and/or negative
cash flow on the property and housing prices fall,
you are in for a world of financial hurt.
58
FINANCING SECRETS OF A MILLIONAIRE REAL ESTATE INVESTOR
basically a ... purchase price is inflated. The lenders are
acting mostly out of irrational fear because of a recent barrage of real
estate scams reported in the newspapers.
Property flipping scams.
There has...
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Dearborn Financing Secrets of a Millionaire Real Estate Investor 2003_7 pot
Ngày tải lên :
20/06/2014, 19:20
... your cash. You can also take advan-
tage of favorable interest rates because an owner-occupied loan is
likely to have a lower interest rate than if you originated an investor
loan. You can also ... $70,000 loan.
Assumable Mortgages
Some mortgages are assumable, that is, they can be taken over by
a new borrower. Many people are familiar with the concept of an
assumable mortgage, but few really ... the
property a little below market price and sold it a little above market
price. A new owner-carry loan at a higher interest rate was created
that wrapped around the existing loan.
In a wrap transaction,...
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Dearborn Financing Secrets of a Millionaire Real Estate Investor 2003_8 pdf
Ngày tải lên :
20/06/2014, 19:20
... loan within 5 days of sale
Alaska Deed of Trust Power of Sale None Borrower can reinstate loan up to date of sale so long as a
notice of defaulted has not been filed more than 2x in the past ... past
Arizona Mortgage Judicial None
Arkansas Deed of Trust Power of Sale Within one year
California Deed of Trust Power of Sale None
Colorado Deed of Trust Power of Sale 75 days Borrower can ... Mortgage Judicial None
North Carolina Deed of Trust Power of Sale None
North Dakota
Mortgage Judicial One year
Ohio Mortgage Judicial Only up to the date of confirmation of sale
Oklahoma...
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Cambridge.University.Press.War.and.the.Law.of.Nations.A.General.History.Sep.2005.pdf
Ngày tải lên :
21/09/2012, 11:02
... the rational craftsman’s approach to war could
easily work against ideas of restraint in war, a point dramatically illu-
strated in India by the Arthas
´
astra of Kautilya. This was a manual of
statesmanship ... formal declaration.
60
Nor, apparently, was it thought necessary to have
a formal declaration of war in the case of certain small-scale, one-off
operations of a punitive character.
61
Declarations ... implications for international law of such a sharp
demarcation of the boundary between war and peace were immense. Most
outstandingly, it made the idea of a state of war easy to envisage. In such
a...
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A study to indicate the importance of consumer based-brand equity on consumer perception of brand (a case study of fast food restaurants).pdf
Ngày tải lên :
24/09/2012, 17:19
... was good”. In total, MacDonald achieved a higher overall
mean value than Max hamburger.
In terms of standard deviation, we found out that MacDonald had a larger standard
deviation than Max ... knowledge and awareness of
the available brand.
• Alternative evaluation: this is the stage whereby the consumers evaluate and rank
alternative brand based on the information they have. Such information ... said to have a larger degree of dispersion of data around the
mean than Max hamburger in those attributes. Max hamburger had a larger standard
deviation than MacDonald in these attributes“serving...
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Jist Works Inside Secrets Of Finding A Teaching Job
Ngày tải lên :
05/10/2012, 09:47
... bilingual
education)
●
Speech/Language Credential
●
Special-Education Credential
The availability of jobs in these areas often far exceeds the supply of creden-
tialed candidates. And many of the ... that having a second credential or certificate makes a
candidate more attractive to the school district.
A credential or certificate in one of these three areas can greatly enhance your
chances ... newspaper ads. You’ll be surprised how many up-to-date job
vacancies are listed regularly, not only in your local paper, but nationally. What
many teacher candidates don’t realize is that many national...
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