comparison of u s reinsurers underwriting losses and s a loss ratio

An Exploration of the Governance and Accountability of UK Defined Benefit Pension Schemes

An Exploration of the Governance and Accountability of UK Defined Benefit Pension Schemes

Ngày tải lên : 11/12/2016, 11:08
... Financial Reporting Standard IAS International Accounting Standard ICAEW Institute of Chartered Accountants in England and Wales ICAS Institute of Chartered Accountants of Scotland IFRS International ... particular the status and ownership of occupational pension funds and the accountability and roles of trustees, fund managers, auditors and pension scheme advisers; and to make recommendations.” ... Descriptive Statistics 6.3.3 An Analysis of the Type of Disclosures made Across the Years 6.3.4 An Analysis of the Year-on-year Changes in the Types of Disclosures 6.3.5 An Analysis of the Factors...
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Evaluating the Reliability and Validity of an English Achievement Test for Third-year Non- major students at the University of Technology, Ho Chi Minh National University and some suggestions for chan

Evaluating the Reliability and Validity of an English Achievement Test for Third-year Non- major students at the University of Technology, Ho Chi Minh National University and some suggestions for chan

Ngày tải lên : 07/11/2012, 15:05
... suggested six purposes of language tests as follows:  Diagnosis and Feedback: to explore strengths and weaknesses of the learners  Screening and Selection: to assist in the decision of who should ... ethnic background It is also systematic  Random factors: are unsystematic factors including unpredictable and largely temporary conditions such as his mental alertness or emotional stage and so on ... 10) said that achievement tests are directly related to languages courses, their purpose being to establish how successful individual students, groups of students, or the courses themselves have...
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Báo cáo y học: "The economic burden of inpatient paediatric care in Kenya: household and provider costs for treatment of pneumonia, malaria and meningitis" ppsx

Báo cáo y học: "The economic burden of inpatient paediatric care in Kenya: household and provider costs for treatment of pneumonia, malaria and meningitis" ppsx

Ngày tải lên : 13/08/2014, 11:22
... malaria cases and 21% of the pneumonia cases had more than tests done Blood culture was available at only two sites and HIV testing was rarely done although it was reportedly available across ... hospitals total costs were US$ 89.59 and US$ 135.26 for malaria and pneumonia, respectively The costs of preadmission, transport and time were on average US$ 12.49 and US$ 11.93 for malaria and US$ ... Table and these values are used in a sensitivity analysis It is seen that the WHO-CHOICE estimates are approximately half as much as found in the case studies Caretaker time All hospitalised children...
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An investigation into the effectiveness of using task-based method in teaching and learning reading for 11th form students at Nguyen Trai High school, HN

An investigation into the effectiveness of using task-based method in teaching and learning reading for 11th form students at Nguyen Trai High school, HN

Ngày tải lên : 10/08/2015, 19:49
... terms of classroom activities, it is also an effective way of stimulating students to talk and write As we read, we go back to the time, pass across the oceans and barriers of language, regions and ... reading skills as perceived by students? What are teachers and students’ suggestions for using Task-based language teaching to improve students’ reading skills? 1.4 Scopes of the study The study ... research methodology employed and the rationale of using qualitative and quantitative method for the achievement of the aim of the study Chapter IV, Results and Discussions, presents the results...
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Báo cáo y học: "Type I interferon receptor controls B-cell expression of nucleic acid-sensing Toll-like receptors and autoantibody production in a murine model of lupus" doc

Báo cáo y học: "Type I interferon receptor controls B-cell expression of nucleic acid-sensing Toll-like receptors and autoantibody production in a murine model of lupus" doc

Ngày tải lên : 09/08/2014, 14:22
... (Cambridge, MA, USA), Avanir Pharmaceuticals (Aliso Viejo, CA, USA), Amgen (Thousand Oaks, CA, USA), UCB (Brussels, Belgium), Argos Therapeutics, Inc (Durham, NC, USA), AstraZeneca (London, UK), ... Inc (South San Francisco, CA, USA) PJU was a member of the scientific advisory boards of Monogram Biosciences, Inc (South San Francisco, CA, USA) and XDx, Inc (Brisbane, CA, USA) and is a cofounder ... perform array studies and conduct statistical analysis KLG contributed to the experimental design and assisted with animal studies LYL monitored survival and proteinuria in the mice and assisted...
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Báo cáo khoa học: Mechanistic investigation of a highly active phosphite dehydrogenase mutant and its application for NADPH regeneration pptx

Báo cáo khoa học: Mechanistic investigation of a highly active phosphite dehydrogenase mutant and its application for NADPH regeneration pptx

Ngày tải lên : 23/03/2014, 15:20
... cellular supply of cofactors, or the cofactors are regenerated in situ using a sacricial substrate Several reviews discuss the available methods and benets of regeneration of a number of cofactors [8,9,11,12] ... PTDHE17 5A A1 76Rs afnity for NAD has decreased about vefold as a result of the two mutations (Table 3) Previously, using the Km values as estimates of dissociation constants, it was unclear as to what ... reverse experiment was carried out by varying phosphite concentration and keeping NADP saturated Each assay was carried out at least twice in three separate experiments with the averages and associated...
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Báo cáo hóa học: " Atomic Layer Deposition of ZnO on Multi-walled Carbon Nanotubes and Its Use for Synthesis of CNT–ZnO " doc

Báo cáo hóa học: " Atomic Layer Deposition of ZnO on Multi-walled Carbon Nanotubes and Its Use for Synthesis of CNT–ZnO " doc

Ngày tải lên : 21/06/2014, 08:20
... MWCNTs, the surfaces of the single-walled carbon nanotubes (SWCNTs) are known to have less structural defects or impurity sites on the tube walls This is the reason why ALD on SWCNTs is generally ... continuous and uniform along the tube long axis Raman and PL studies reveal that the ZnO shells are of reasonably good crystalline quality, in contrast to the ALD ZnO shell on CNTs through an Al2O3 ... the CNTs we used have considerable number of defects on the surface After ALD ZnO those D band, D0 band and G band peaks changed only slightly Additional Raman peaks from the ZnO shells appeared;...
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Báo cáo y học: "Conserved epitopes of influenza A virus inducing protective immunity and their prospects for universal vaccine development" doc

Báo cáo y học: "Conserved epitopes of influenza A virus inducing protective immunity and their prospects for universal vaccine development" doc

Ngày tải lên : 12/08/2014, 02:20
... conserved in all human influenza A strains It is therefore an attractive target for preparation of a universal influenza A vaccine In contrast to hemagglutinin and neuraminidase, eM2 is a Staneková ... intraperitoneal or intranasal immunization of mice and subsequent infection with lethal dose of influenza viruses of various HA subtypes [37] Efficacy of these particles has been increased by application ... vaccination Several groups described the potential of human monoclonal antibodies against HA2 subunit and its fusion peptide with broadspectrum protection as a universal passive immunotherapeutic...
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Báo cáo y học: "Response to: Comparison of laser Doppler imaging, fingertip lacticemy test, and nailfold capillaroscopy for assessment of digital microcirculation in systemic sclerosis" potx

Báo cáo y học: "Response to: Comparison of laser Doppler imaging, fingertip lacticemy test, and nailfold capillaroscopy for assessment of digital microcirculation in systemic sclerosis" potx

Ngày tải lên : 12/08/2014, 15:22
... the absence of giant capillaries and microhemorrhages but shares severe loss of capillaries and the development of extensive avascular areas, together with ramified and bushy capillaries (indicative ... C, Soldano S, Seriolo B, Sulli A: Peripheral blood perfusion correlates with microvascular abnormalities in systemic sclerosis: a laser-Doppler and nailfold videocapillaroscopy study J Rheumatol ... 37:1174-1180 Rosato E, Borghese F, Pisarri S, Salsano F: Laser Doppler perfusion imaging is useful in the study of Raynaud s phenomenon and improves the capillaroscopic diagnosis J Rheumatol 2009,...
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SUMMARY OF DOCTORATE THESIS RESEARCH ON OVERALL MANAGEMENT AND TECHNICAL  SOLUTIONS FOR SURFACE COAL MINE RECLAMATION  IN  HON GAI  CAM PHA REGION

SUMMARY OF DOCTORATE THESIS RESEARCH ON OVERALL MANAGEMENT AND TECHNICAL SOLUTIONS FOR SURFACE COAL MINE RECLAMATION IN HON GAI CAM PHA REGION

Ngày tải lên : 26/08/2015, 21:36
... opencast coal mining in large mines, headwater of rivers, streams and adjacent places of urban areas and tourism areas [51] 3.3.6 Measures on functional sub-area of land use for reclamation management ... streams of Cua Luc Bay basins; affect to accumulate heavy metals, rock, etc in hundreds years, which results from consequences of the washout from quarries, landfills and coal dumps in association ... key areas Main contents of Integrated Environmental Impact Assessment: establish the scope of areas of Integrated Environmental Impact Assessment; establish relative laws of changes, upheavals of...
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Báo cáo y học: "Most recent developments in strategies to reduce the progression of structural changes in osteoarthritis: today and tomorrow" doc

Báo cáo y học: "Most recent developments in strategies to reduce the progression of structural changes in osteoarthritis: today and tomorrow" doc

Ngày tải lên : 09/08/2014, 07:20
... cleavage of aggrecan were designated aggrecanases Two such enzymes were found in articular tissues and named aggrecanase-1 and aggrecanase2 [83,84] These enzymes belong to the ADAMTS family and ... There is a good rationale to use such agents because they are safe for long-term administration (data from the osteoporosis studies) and easy to administer However, some results from a major phase ... could block or at least attenuate the progression, not only of tissue changes but also of cartilage alterations The rationale in a number of studies in preclinical models of OA was based on data...
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Unit 2: The date of birth(A1,2,3)

Unit 2: The date of birth(A1,2,3)

Ngày tải lên : 29/09/2013, 10:10
... May March August June July October Ordinal numbers first 1st  second 2nd   third 3rd  fourth 4th fifth 5th  sixth 6th  seventh 7th  eighth 8th  twentieth 20th  twenty-first 21st  ... e-6 f-1 g-3 h-7 i-2 j-5 Homework Do exrcise (12) THE END Warm up: Months of the year January February March April May June July August September October November Decmber ... twenty-second 22nd  thirtieth 30th   What s the date today? It s October 10th 2008 February 2008 july 2008 october 10 2008 november 20 2008 Matching (Ex WB pages 23)         a- 1st b-...
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Báo cáo khoa học: Spectroscopic investigation of the reaction mechanism of CopB-B, the catalytic fragment from an archaeal thermophilic ATP-driven heavy metal transporter potx

Báo cáo khoa học: Spectroscopic investigation of the reaction mechanism of CopB-B, the catalytic fragment from an archaeal thermophilic ATP-driven heavy metal transporter potx

Ngày tải lên : 07/03/2014, 00:20
... such as the HMA domain of the CPX-ATPases of Listeria monocytogenes and Bacillus subtilis, the N P and A domains of Archaeoglobus fulgidus CopA and the N P domains of Sulfolobus solfataricus ... structural models of ground state and various intermediate states have been obtained for Ca-ATPase [6], which is regarded as virtually paradigmatic for the P-type ATPases Ca-ATPase and Na K-ATPase ... O2 -a (cm)1) vs a- b-ATPa vas c-ATP vas b -a- ATP vas a- b-ATP ATP ADP vs (PO2)) phosphate v b-ADP vas c-ATP vas a- ADP vas a- b-ATP 18 18 1101 Band assignment 1101 1089 1206 sp.b sp 1043 sp sp sp sp...
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Báo cáo khoa học: Structural and functional roles for b-strand 7 in the a-crystallin domain of p26, a polydisperse small heat shock protein from Artemia franciscana pdf

Báo cáo khoa học: Structural and functional roles for b-strand 7 in the a-crystallin domain of p26, a polydisperse small heat shock protein from Artemia franciscana pdf

Ngày tải lên : 07/03/2014, 12:20
... interesting because the protein migrates into Artemia nuclei during diapause and stress [65] Other sHSPs, such as Hsp20, aB-crystallin and Hsp27, access nuclei where they may be associated with speckles ... and stress resistance in A franciscana The amino acids selected for study are highly conserved from species to species (Fig 1); at least one causes disease when mutated [47–52] and, as indicated ... induced denaturation ranges from : for insulin and a- lactalbumin, : for BSA and 10 : for ovotransferrin, with the ratio rising as the molecular mass of the substrate increases [58] For human aB-crystallin,...
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Báo cáo Y học: Properties of group I allergens from grass pollen and their relation to cathepsin B, a member of the C1 family of cysteine proteinases pdf

Báo cáo Y học: Properties of group I allergens from grass pollen and their relation to cathepsin B, a member of the C1 family of cysteine proteinases pdf

Ngày tải lên : 08/03/2014, 22:20
... His104 is present in all a and b-expansins and thus was assumed to have functionally replaced the His260 found in cathepsin B Asn280 (cathepsin B) is lacking in all expansins but is also absent ... lamblia and G gallus All Cys and Trp residues are absolutely conserved in a- expansins and b-expansins as well as in the C1 cysteine proteinases Other highly conserved amino acids of cathepsin B-like ... process Because of its low stability, expansin degrades rapidly, preventing rupture of the wall As C1 proteinases are also capable of cleaving ester bonds, expansins may also act on suberin-type structural...
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Báo cáo Y học: Barley a-amylase Met53 situated at the high-affinity subsite )2 belongs to a substrate binding motif in the bfia loop 2 of the catalytic (b/a)8-barrel and is critical for activity and substrate specificity pot

Báo cáo Y học: Barley a-amylase Met53 situated at the high-affinity subsite )2 belongs to a substrate binding motif in the bfia loop 2 of the catalytic (b/a)8-barrel and is critical for activity and substrate specificity pot

Ngày tải lên : 31/03/2014, 08:20
... Thermoanaerobacter ethanolicus Bacillus stearothermophilus Thermoanaerobacter ethanolicus Escherichia coli Bacillus cereus S cerevisiae (MAL 3S) Desulfurococcus mucosus Sulfolobus acidocaldarius Pseudomonas ... Isoamylase CGTase c Sucrose phosphorylase Dextran sucrase d Glucosyltransferase d Alternansucrase d Amylosucrase 4-Glucanotransferase Amylomaltase e c Cyclodextrin glycosyltransferase d VS ... sucrose phosphorylase has Thr, and different glucansucrases (GH13 and GH70) have Ala Interestingly, neopullulanase that produces panose from pullulan and thus has an O6-substituted glucosyl ring at...
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owen b. the organ music of j. brahms

owen b. the organ music of j. brahms

Ngày tải lên : 04/06/2014, 15:41
... works.Yuko Hayashi and Marilyn Mason encouraged me during the early stages of preparation by engaging me to give lectures and master classes on Brahms s music to their organ students, and the students ... plus a few composed by friends and associates, doubtless gifts from the composers.103 Herzogenberg s chorale fantasias and chorale preludes were there, as well as Samuel de Lange s Organ Sonata ... young singer, Pauline Garcia, and a friendship of long standing was begun Pauline, sister of the renowned Maria Malibran, also became a successful operatic diva, and in  married Louis Viardot,...
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Anh văn lớp 7 - Unit seven: The world of work. B/ The worker. ( B1 ) pdf

Anh văn lớp 7 - Unit seven: The world of work. B/ The worker. ( B1 ) pdf

Ngày tải lên : 03/07/2014, 16:22
... new words and read them Ask the students to read the letter and answer the questions: Answer the questions: What is his mother s job? What does his Dad in a - His mother is a housewife factory? ... them and corect their mistakes @ Have students look at the 3, Practice questions that are in the pages 77, Look at the questions and work in and ask them to work in pairs pairs Ask them to practice ... family always goes to Florida on vacation They have a great time there Then ask them to compare with sentences that you guessed @ Have students use these words to make new sentences: 4, Practice...
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Anh văn lớp 7 - Unit seven: The world of work. B/ The worker. (B 2 + B3) docx

Anh văn lớp 7 - Unit seven: The world of work. B/ The worker. (B 2 + B3) docx

Ngày tải lên : 03/07/2014, 16:22
... @ Ask students look at the part b1 Read again the text is in the page 3, Practice and answer again the questions about 76 and answer the questions about Tim s father.( Or look at the answers ... days of every class week He also has a three week summer vacation -Mr Tuan works 84 hours per week He gets one day off, four or five times a year He has no real vacation Answer two questions and ... works more hours? these answers -Mr Tuan works more hours than Mr John *Who works less hours? -Mr John works less hours than Mr Tuan Work with a partner @ Have students talk about two jobs: Talk...
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Anh văn lớp 7 - Unit seven: The world of work. B/ The worker. ( B4+ B5 ) pps

Anh văn lớp 7 - Unit seven: The world of work. B/ The worker. ( B4+ B5 ) pps

Ngày tải lên : 03/07/2014, 16:22
... talks about a job sentences 4, Production ( Using the main meaning of each Ex: Peter works more hours than job) Susan Susan works fewer hours than Peter Ask students to make sentences as the same ... these works -hours per week -amount of vacation Listen to the tape Play the tape once Play it twice Each student talks the sentences that Call some students talk about each he/ she has just heard ... -How many hours a week does he work? -What s about his vacation? 2, Presentation @ Now you listen to the tape and take notes Listen to the teacher about the aim of Explain the aim of this listening:...
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