TRƯỜNG ĐẠI HỌC CẦN THƠ KHOA KINH TẾ - QUẢN TRỊ KINH DOANH BỘ MÔN QUẢN TRỊ DỊCH VỤ DU LỊCH & L H NH -    - L THỊ NGỌC HU N PH N T CH C C NH N T ẢNH HƯ NG ĐẾN S QUAN T M THAM GIA BẢO HI M HỘI T NGU N C A NGƯỜI BUÔN B N NH L TR N ĐỊA B N TH NH PH CẦN THƠ LU N V N T T NGHI P ĐẠI HỌC N Q & h M 52340103 Tháng 12 - 2014 -1 - TRƯỜNG ĐẠI HỌC CẦN THƠ KHOA KINH TẾ - QUẢN TRỊ KINH DOANH BỘ MÔN QUẢN TRỊ DỊCH VỤ DU LỊCH & L H NH -    - L THỊ NGỌC HU MSSV: 4115488 N PH N T CH C C NH N T ẢNH HƯ NG ĐẾN S QUAN T M THAM GIA BẢO HI M HỘI T NGU N C A NGƯỜI BUÔN B N NH L TR N ĐỊA B N TH NH PH CẦN THƠ LU N V N T T NGHI P ĐẠI HỌC N Q & h M 52340103 C N BỘ HƯ NG D N HO NG THỊ H NG LỘC Tháng 12 - 2014 -2 - LỜI CẢM TẠ - N -3 - TRANG CAM KẾT – N -4 - MỤC LỤC Trang 1.3.1 Khô 13 13 14 (TRA – Theory of reasoned action model) 16 2.2.4 M – Theory of planned behavior) 18 19 21 21 21 21 22 22 23 23 24 25 … ………… ………… ……… ……… ………… …………………… … .…………………… ……… ………… …………………… …………… …… ……………… …… – … …………………… .…………………………… -5 - 0 0 ………………………………………………… … …………… … …… ……………………… …………………… ………………………… ……………… … ……………………………… …………………………………… ……… .…… … … … ……… ……………… … … … ……………………… … …………………… ……………………… ……………………… ……… … ……… …………………………………… ……… ………… ………………………………… ……… …………… …… ………………………………… ……………… …………… ………………………………… …………… …………………………………… …… ………… THAM GIA BHXH …………………………… …………………… ………………… …………… …………… …………………… … ……………… … .50 ……… …………… 5.2.3 5.2.4 ………………… ………… … …… … ………… ……………… ………………………… ……………………………… …………………………………… ………………… … … ………………… ……… ………… -6 - ………………… …… ………… … ……… ……… … DANH S CH BẢNG Trang ……… ……… … …… … … … ……………… …… …………… …………………… … ……………………… …………… …………… ……… …… …… …………… … ……………… …… ………………… 2011- ……………… ………………… …………………………… …… ……… … ……………… ……… ………… …… …………… ……………… ………… ……………… … ………… Watson 43 … ……………… ……… ……… ………… …… …… ……………… ………… -7 - DANH S CH H NH Trang … … ……… …………… …………… ……………… …………………… – …………… ………………… …………………… …………………… ………………… ………… … ……… ………………… ……………… -8 - DANH S CH T -9 - VIẾT T T CHƯƠNG GI I THI U 1.1 Đ (BHXH) 0 99 BHXH - 10 Cronbach's Alpha Based Cronbach's Alpha on Standardized Items 621 622 N of Items Item-Total Statistics Scale Scale Corrected Squared Cronbach' Mean if Variance Item-Total Multiple s Alpha if Item if Item Correlatio Correlatio Item Deleted Deleted n n Deleted QUAN TAM DEN SUC KHOE X7 CUOC SONG DUOC DAM BAO X8 3.4857 714 451 203 a 3.6571 631 451 203 a  : Reliability Statistics Cronbach's Alpha Based Cronbach's Alpha on Standardized Items 600 601 N of Items Item-Total Statistics Scale Scale Corrected Squared Cronbach' Mean if Variance Item-Total Multiple s Alpha if Item if Item Correlatio Correlatio Item Deleted Deleted n n Deleted - 84 KHONG MUON THANH GANH NANG X9 CO NGUON THU NHAP ON DINH X10 TU CHAM LO CHO BAN THAN X11 6.9238 2.071 393 155 475 6.9619 1.941 394 156 470 6.9524 1.815 382 146 492  Reliability Statistics Cronbach's Alpha Based Cronbach's Alpha on Standardized Items 648 649 N of Items Item-Total Statistics Scale Scale Corrected Squared Cronbach' Mean if Variance Item-Total Multiple s Alpha if Item if Item Correlatio Correlatio Item Deleted Deleted n n Deleted THAM GIA BHXHTN DE DANG X12 3.3143 660 - 85 480 231 a VIEC THAM GIA DO BAN 3.3333 744 480 231 a THAN QUYET DINH X13 a The value is negative due to a negative average covariance among items This violates reliability model assumptions You may want to check item codings  Reliability Statistics Cronbach's Alpha Based Cronbach's Alpha on Standardized Items 773 774 N of Items Item-Total Statistics Scale Scale Corrected Squared Cronbach' Mean if Variance Item-Total Multiple s Alpha if Item if Item Correlatio Correlatio Item Deleted Deleted n n Deleted BHXHTN LA LOAI HINH BH CAN THIET X14 BHXHTN MANG LAI LOI ICH LAU DAI X15 THAM GIA BHXHTN LA MOT CACH TIET KIEM X16 BHXHTN GOP PHAN GIAM THIEU RUI RO TRONG CUOC SONG X17 10.3905 3.933 630 409 692 10.3714 3.793 594 363 710 10.2857 3.995 549 334 733 10.1810 4.150 534 300 740 - 86  Reliability Statistics Cronbach's Alpha Based Cronbach's Alpha on Standardized Items 759 761 N of Items Item-Total Statistics Scale Scale Corrected Squared Cronbach' Mean if Variance Item-Total Multiple s Alpha if Item if Item Correlatio Correlatio Item Deleted Deleted n n Deleted NHA NUOC THUONG XUYEN TUYEN TRUYEN X18 CAC DOANH NGHIEP THUONG XUYEN TUYEN TRUYEN X19 HIEU DUOC NHIEU LOI ICH CUA CHINH SACH THONG QUA BAO DAI X20 HIEU DUOC CAC THU TUC TIEN HANH THAM GIA THONG QUA BAO DAI 9.7143 4.206 570 328 696 9.8571 4.220 487 249 742 9.7143 3.956 581 372 689 9.6286 4.140 597 389 682  KMO and Bartlett's Test - 87 Kaiser-Meyer-Olkin Measure of Sampling Adequacy Bartlett's Test of Sphericity 822 Approx Chi-Square 919.078 df Sig 210 000 Rotated Component Matrixa Component THAM GIA BHXHTN 686 LA HUU ICH X1 TIN TUONG VAO LOI ICH BHXH 584 MANG LAI X2 CAM THAY AN TAM KHI THAM GIA 545 BHXHTN X3 GIA DINH KHUYEN 733 SU DUNG X4 GIA DINH MONG MUON CO NGUON 812 THU NHAP X5 SE THAM GIA NEU GIA DINH UNG HO 620 X6 QUAN TAM DEN 707 SUC KHOE X7 CUOC SONG DUOC 731 DAM BAO X8 KHONG MUON THANH GANH NANG X9 CO NGUON THU NHAP ON DINH X10 - 88 627 701 TU CHAM LO CHO BAN THAN X11 THAM GIA BHXHTN 550 DE DANG X12 VIEC THAM GIA DO BAN THAN QUYET 615 DINH X13 BHXHTN LA LOAI HINH BH CAN THIET 622 X14 BHXHTN MANG LAI LOI ICH LAU 444 DAI X15 THAM GIA BHXHTN LA MOT CACH TIET KIEM X16 BHXHTN GOP PHAN GIAM THIEU RUI RO TRONG CUOC SONG X17 NHA NUOC THUONG XUYEN 689 TUYEN TRUYEN X18 CAC DOANH NGHIEP THUONG 617 XUYEN TUYEN TRUYEN X19 HIEU DUOC NHIEU LOI ICH CUA CHINH 788 SACH THONG QUA BAO DAI X20 HIEU DUOC CAC THU TUC TIEN HANH THAM GIA 806 THONG QUA BAO DAI Extraction Method: Principal Component Analysis Rotation Method: Varimax with Kaiser Normalization a Rotation converged in iterations - 89 690 766 527  KMO and Bartlett's Test Kaiser-Meyer-Olkin Measure of Sampling Adequacy Bartlett's Test of Sphericity 821 Approx Chi-Square 832.581 190 000 df Sig Rotated Component Matrixa Component THAM GIA BHXHTN 675 LA HUU ICH X1 TIN TUONG VAO LOI ICH BHXH MANG 575 LAI X2 CAM THAY AN TAM KHI THAM GIA 532 BHXHTN X3 GIA DINH KHUYEN 732 SU DUNG X4 GIA DINH MONG MUON CO NGUON 828 THU NHAP X5 SE THAM GIA NEU GIA DINH UNG HO 646 X6 QUAN TAM DEN 714 SUC KHOE X7 CUOC SONG DUOC 741 DAM BAO X8 KHONG MUON THANH GANH NANG X9 CO NGUON THU NHAP ON DINH X10 TU CHAM LO CHO BAN THAN X11 - 90 646 697 706 THAM GIA BHXHTN 529 DE DANG X12 VIEC THAM GIA DO BAN THAN QUYET 610 DINH X13 BHXHTN LA LOAI HINH BH CAN THIET 632 X14 THAM GIA BHXHTN LA MOT CACH TIET KIEM X16 BHXHTN GOP PHAN GIAM THIEU RUI RO TRONG CUOC SONG X17 NHA NUOC THUONG XUYEN TUYEN 703 TRUYEN X18 CAC DOANH NGHIEP THUONG 617 XUYEN TUYEN TRUYEN X19 HIEU DUOC NHIEU LOI ICH CUA CHINH 787 SACH THONG QUA BAO DAI X20 HIEU DUOC CAC THU TUC TIEN HANH THAM GIA 805 THONG QUA BAO DAI Extraction Method: Principal Component Analysis Rotation Method: Varimax with Kaiser Normalization a Rotation converged in iterations - 91 726 519 Correlations X1 X1 Pearson Correlation Sig (2-tailed) N 105 X2 Pearson 543** Correlation Sig (2-tailed) 000 N 105 X3 Pearson 389** Correlation Sig (2-tailed) 000 N 105 X4 Pearson 447** Correlation Sig (2-tailed) 000 N 105 X5 Pearson 308** Correlation Sig (2-tailed) 001 N 105 Y Pearson 541** Correlation Sig (2-tailed) 000 N 105 ** Correlation is significant at the 0.01 level (2-tailed) * Correlation is significant at the 0.05 level (2-tailed) X2 X3 X4 X5 543** 389** 447** Y 308** 541** 000 105 001 105 000 105 385** 513** 381** 486** 000 105 000 105 105 000 105 000 105 000 105 000 105 385** 238* 338** 539** 000 105 105 015 105 000 105 000 105 513** 238* 345** 381** 000 105 015 105 105 000 105 000 105 381** 338** 345** 323** 000 105 105 001 105 486** 539** 381** 323** 001 105 105 000 105 000 105   - 92 000 105 000 105 000 105 Model Summaryb Std Change Statistics Error R Adjuste of the R F Durbin Mo Squa d R Estimat Square Chan Sig F del R re Square e Change ge df1 df2 Change Watson 16.21 671a 450 422 63568 450 99 000 2.005 a Predictors: (Constant), X1, X2, X3, X4, X5 b Dependent Variable: MUC DO QUAN TAM ANOVAb Sum of Mean Model Squares df Square F Sig Regression 32.757 6.551 16.213 000a Residual 40.005 99 404 Total 72.762 104 a Predictors: (Constant), THAM GIA BHXHTN LA MOT CACH TIET KIEM X16, TDCN, TrT, TrNDL, KT b Dependent Variable: MUC DO QUAN TAM Model (Constant) X1 X2 X3 Coefficientsa Standard ized Unstandardized Coeffici Coefficients ents Std B Error Beta -.594 469 381 201 438 128 138 109 - 93 t 1.265 279 2.972 144 1.458 341 4.027 Collinearity Statistics Tolera Sig nce VIF 209 004 148 000 631 1.585 572 1.748 772 1.295 X4 124 X5 036 a Dependent Variable: MUC DO QUAN TAM 126 083 089 983 328 036 431 668 677 1.477 783 1.277  Independent Samples Test Levene's Test for Equality of Variances F t-test for Equality of Means Sig t 95% Confidence Interval of the Sig Std (2- Mean Error Difference tailed Differ Differ Lowe Uppe df ) ence ence r r MUC Equal DO variances 1697 3016 2.339 129 20 103 837 0349 3715 QUAN assumed 7 TAM Equal variances not assumed 69 .1775 3191 19 844 0349 3891 227 7  Test of Homogeneity of Variances MUC DO QUAN TAM Levene Statistic 198 df1 df2 ANOVA MUC DO QUAN TAM - 94 Sig 101 897 Sum of Squares Between Groups Within Groups Total df Mean Square 2.404 801 70.358 72.762 101 104 697 F Sig 1.150 333  Test of Homogeneity of Variances MUC DO QUAN TAM Levene Statistic df1 df2 1.149 101 Sig .333 ANOVA MUC DO QUAN TAM Sum of Squares Between 3.597 Groups Within Groups 69.165 Total 72.762 df Mean Square 1.199 101 104 685 F Sig 1.751  Test of Homogeneity of Variances MUC DO QUAN TAM Levene Statistic df1 df2 - 95 Sig .161 Test of Homogeneity of Variances MUC DO QUAN TAM Levene Statistic df1 df2 1.021 100 Sig .400 ANOVA MUC DO QUAN TAM Sum of Squares Between 3.766 Groups Within Groups 68.996 Total 72.762 df Mean Square 941 100 104 690 F Sig 1.364 252  Test of Homogeneity of Variances MUC DO QUAN TAM Levene Statistic 1.635 df1 df2 Sig 99 172 ANOVA MUC DO QUAN TAM Sum of Squares Between 13.857 Groups df Mean Square - 96 2.771 F 4.658 Sig .001 Within Groups 58.905 72.762 Total 99 104 595  Test of Homogeneity of Variances MUC DO QUAN TAM Levene Statistic 798 df1 df2 Sig 102 453 ANOVA MUC DO QUAN TAM Sum of Squares Between 1.383 Groups Within Groups 71.379 Total 72.762 df Mean Square 692 102 700 104 - 97 F 988 Sig .376 - 98 ... 2013 Năm - 48 i tham gia BHXH t Th giai - 2013 T … CHƯƠNG PHÂN TÍCH C C NH N T ẢNH HƯ NG ĐẾN S QUAN T M THAM GIA BH H T NGU N C A NGƯỜI BUÔN B N NH L TR N ĐỊA B N TH NH PH CẦN THƠ P ủ ẫ 4.1.1... HỌC CẦN THƠ KHOA KINH TẾ - QUẢN TRỊ KINH DOANH BỘ MÔN QUẢN TRỊ DỊCH VỤ DU LỊCH & L H NH -    - L THỊ NGỌC HU MSSV: 4115488 N PH N T CH C C NH N T ẢNH HƯ NG ĐẾN S QUAN T M THAM GIA BẢO... H2(+) H3(+) Tôi qu T H4(+) K H5(+) - 37 quan tâm tham gia BHXH K BH H H6(+) T H7(+) H7(+) 2.3 * ngu 2.5 P 2.5 gia P - 38 2.5 2.5 P ch … 2.5 0 00 21 * 5= 105 quan sát 2.5 P … Independent Samle t-