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Group 14 PROJECT ENGLISH III Presented to Ms Trần Thị Thu Thủy MEMBERS: Phạm Thị Ánh Tuy ết (Leader) 24 A 4070169 Chu Thị Huệ 24A4072251 Nguyễn Trọng Linh 23 A 4020220 Lương Th ị Kim Oanh 23 A4010509 Nguyễn Minh hiếu 24 A 4030188 PROJECT GROUP 14 Ha Noi, 𝟐𝟏𝐬𝐭 May, 2023 OF Task Division Full name And Students ID Phạm Thị Ánh Tuyết Specific duties of each member Come up with ideas Find articles Make question and answer Make vocabulary and examples Article Article Write meeting minutes Write report X Write timeline and task division Edit and add five article s into word Article design X X X (24A4070169) Chu Thị Huệ (24A4072251) Nguyễn Trọng Linh X Article Article Article Article Article Article Article Article Article Article Article Article Article X X X X (23A4020220) Lương Thị Kim Oanh X (23A4010509) Nguyễn Minh Hiếu X (24A4030188) // GROUP 14 MID-TERM PROJECT: PORTFOLIO Timeline TASK Date Work schdule 24th April 2023 - 26th April 2023 - 5th May 2023 - Note Start group Find and connect with five members Please contact information of each person to create a Zalo group to discuss the first meeting Having the 1st meeting Electing the “Leader” Dividing the sessions for each member and other assignments Choosing topics Having plan for the next meeting - Having the 2nd meeting Changing topic Dividing the topics for each one Setting the designated time to finish the tasks Finding the suitable articles for each member’s question content Having plan for the next meeting - Having the 3rd meeting Reviewing and choosing the articles Getting started on assignments Having plan for the next meeting Each member finished their assigned section 17th May 2023 - Having the 4th meeting Checking and giving opinions on the assignments Starting making the portfolio and the report Having plan for the next meeting 19th May 2023 - Finished the work report, meeting minutes and portfolio 20th May 2023 - Having the 5th meeting Double checking and completing all of the remaining works 21th May 2023 - The group agreed for the last time Print the most complete version and give it to the teacher May 2023 th 15th May 2023 // GROUP 14 MID-TERM PROJECT: PORTFOLIO SOCIALIST REPUBLIC OF VIETNAM Independence – Freedom – Happiness I -MEETING MINUTES (1st SESSION) General information Class: E3 – A15 The group: group 14 Date: Wednesday, 26th April 2023 Time: 9.00 a.m Work location: Offline - Banking Academy Library Participants: • Chairman of the meeting: Phạm Thị Ánh Tuyết (Leader) • Members of group: Chu Thị Huệ Nguyễn Trọng Linh Lương Thị Kim Oanh Nguyễn Minh Hiếu • Late: Hieu arrived minutes late due to traffic jams far from home and on time for rush hour Hue arrived minutes late due to busy make-up and late for the bus However, the meeting is still going on as usual • Absent: II Meeting purposes - Voting for the group’s leader - Dividing the tasks and assignments for sessions - Discussing and choosing the topics for the group project following to the lecturer’s guides and instructions III Main activities - First, formed a group and elected a leader and the secretary Member was nominated: Pham Thi Anh Tuyet After a period of discussion, we agreed that Pham Thi Anh Tuyet was the leader The secretary is Chu Thi Hue - Second, discussed identifying topics: All five members expressed their opinions in turn: Hue raised the topic of “Daily routine” or “Healthy”, Trong Linh raised the topic of “Studying and foreign language”, Anh Tuyet raised the topic of “Weather” or “Environment”, and Kim Oanh raised the issue of “Money Spending”, Hieu alo raised the topic of “Money Spending” After about 20 minutes of discussion, individual opinions, and topic evaluation, the group decided on the topic of “DAILY ROUTINE” and “WEATHER” // GROUP 14 MID-TERM PROJECT: PORTFOLIO Third, repeat the main tasks that need to be done in the project: articles (around 500 words at B1 level) on choosen topics: • 1st article: Multiple choice (10 questions with provided answers) + Vocabulary: 10 new words/ phrases with meaning and a related example • 2nd article: Q&A (10 questions with provided answers) + Vocabulary: 10 new words/ phrases with meaning and a related example • 3rd article: T/F (10 questions with provided answers) + Vocabulary: 10 new words/ phrases with meaning and a related example • 4th article: Matching (10 questions with provided answers) + Vocabulary: 10 new words/ phrases with meaning and a related example • 5th article: Summarizing (about 100 words) + Vocabulary: 10 new words/ phrases with meaning and a related example - Fourth, Assign tasks to each team member: ➢ 1st article: Trong Linh ➢ 2nd article: Hieu ➢ 3rd article: Kim Oanh ➢ 4th article: Anh Tuyet ➢ 5th article: Hue IV Meeting results - The group understood what to - Members are more cohesive, have a common goal of 10 point of project - The meeting ended at about 10.45 a.m V Goals and schedules for the next meeting - Next meeting: Friday, 5th May 2023 - Finding articles that suits each person’s types of question for reviewing in the next meeting Confirmed members (Sign, write full name) Hanoi, 26th April 2023 Secretary (Sign, write full name) // GROUP 14 MID-TERM PROJECT: PORTFOLIO SOCIALIST REPUBLIC OF VIETNAM Independence – Freedom – Happiness I -MEETING MINUTES (2nd SESSION) General information Class: E3 – A15 The group: group 14 Date: Friday, 5th May 2023 Time: 3.15 pm Work location: Offline - Banking Academy Library Participants: • Chairman of the meeting: Phạm Thị Ánh Tuyết (Leader) • Members of group: Chu Thị Huệ Nguyễn Trọng Linh Lương Thị Kim Oanh Nguyễn Minh Hiếu • Late: No one is late because the leader Anh Tuyet says anyone who is late will be punished to buy food for the group • Absent: II Meeting purposes - Due to the members finding hard to choose articles about the topic “Weather”, a sudden meeting was held to discuss about changing topic III Main activities - Our group decided to change the 2nd topic, from “Weather” to “Money Spending” by agreement of all group members - The topics were divided to members: • Daily routine: Trong Linh, Hieu, Kim Oanh • Money spending: Anh Tuyet, Hue - After about 10 minutes of lively discussion, everyone also argued a lot, the leader Anh Tuyet also agreed to find readings on the topic of Daily routine and readings on the topic of Money spending - Complete and find the appropriate readings for level B1 in time All members should be completed by the 3rd meeting on this Sunday IV Meeting results - Everyone agreed completely with their work, and this meeting was efficient with many ideas from members - Everyone has agreed to finalize the last topics: Daily routine and Money spending Includings articles about “Daily routine” and articles about “Money spending” - After the meeting, everyone became more understanding and close to // GROUP 14 MID-TERM PROJECT: PORTFOLIO each other and it was easier to work together V Goals and schedules for the next meeting - Next meeting: This Sunday, 7th May 2023 - Finding articles that suits each person’s types of questions for reviewing in the next meeting Confirmed members (Sign, write full name) Hanoi, 5th May 2023 Scretary (Sign, write full name) // GROUP 14 MID-TERM PROJECT: PORTFOLIO SOCIALIST REPUBLIC OF VIETNAM Independence – Freedom – Happiness I -MEETING MINUTES (3rd SESSION) General information Class: E3 – A15 The group: group 14 Date: Sunday, 7th May 2023 Time: 9.00 pm Work location: Online meeting through Google Meet Participants: • Chairman of the meeting: Phạm Thị Ánh Tuyết (Leader) • Members of group: Chu Thị Huệ Nguyễn Trọng Linh Lương Thị Kim Oanh Nguyễn Minh Hiếu • Late: • Absent: II Meeting purposes - Reviewing the chosen articles from member that suits the types of questions and questions forms III Main activities - articles were selected: • Trong Linh: 1st article, Multiple choice – small joys you should make sure to add to your Daily Routine in 2022 • Hieu: 2nd article, Q&A – 18 reasons why a daily routine is so important • Kim Oanh: 3rd article, T/F – The important of a Daily Routine • Anh Tuyet: 4th article, Matching – tips for spending money wisely • Hue: 5th article, Summarizing – Money Spending - After being assigned to specific assignments, the members will reread the teacher's request to the most accurate and complete lesson - Finally, the leader reminds everyone to cite the source of the entire article below Otherwise, it will not be recognized - The leader asks everyone to be careful and finishing date for assignments was set for Monday, 15th May IV Meeting results - All members got to Google Meet on time - Achieve the set goal // GROUP 14 MID-TERM PROJECT: PORTFOLIO - Everyone actively accepted the task - The group understood what to V Goals and schedules for the next meeting - Next meeting: Wednesday, 17th May 2023 - Finishing the assignments on time for reviewing Confirmed members (Sign, write full name) Hanoi, 7th May 2023 Scretary (Sign, write full name) // GROUP 14 MID-TERM PROJECT: PORTFOLIO ❖ Answer: Read the passage and decide if the statements are true (A) or false (B) A “This is the first step to start a routine” ( line and , paragraph 1) B “ In order to fall asleep at night, strive to turn off all electronic devices (computers, phones , tablets) at least 30 minutes prior to getting into bed.” (line and 2, paragraph 2) A “By releasing your thoughts in writing, you can also release stress and tension and put your mind at ease.” (line and 6, paragraph 2) B “For some, white noise can also promote relaxation” (line 4, paragraph 3) A “When you wake up in the morning and want to feel energized and ready for the day, set an intention or goal for the day.” (line and 2, paragraph 4) A “A daily meditation practice, even if it is brief, can help us feel grounded, at ease, and more prepared for the day.” (line and 4, paragraph 4) B “Breakfast is the most important meal of the day.” (line 1, paragraph 5) B “eating routine shouldn’t be strict or like you’re being forced to something.” (line and 3, paragraph 5) A “Physical activity can reduce the risk of chronic disease, improve balance and coordination, aid weight loss, and improve sleep habits and self-esteem.” (line and 2; 3, paragraph 6) 10 A “ But when persistently tired people exercised for just 20 minutes a day, three days a week for six weeks, they felt they had an increase in energy.” (line and 5, paragraph 6) No Vocabulary Bedtime Pillow Energetic Relaxation Stimulation Pronunciation [ˈbedtaɪm] Meaning Vietnamese meaning The usual time when Thời gian thông someone goes to thường bed ngủ (giờ ngủ ) ˈpilō A rectangular cloth bag stuffed with feathers, foam rubber, or other soft materials, used to support the head when lying down ˌenərˈjedik Showing or involving great activity or vitality rēˌlakˈseiSH(ə)n The state of being free from tension and anxiety Example It was well past her bedtime Một túi vải hình chữ I lay my head nhật nhồi lông vũ, cao on my pillow su xốp vật liệu mềm khác, dùng để kê đầu nằm ( Gối đầu) Hiển thị liên quan đến hoạt động tuyệt vời sức sống ( Mãnh liệt) Energetic exercise Trạng thái không bị I guided my căng thẳng lo lắng patient into a ( Thư giãn) state of hypnotic relaxation stimyəˈlāSH(ə)n Encouragement of Khuyến khích The something to make it phát stimulation develop or become triển of a debate more active about the future of the theater 10 Improve Automatically Oatmeal Experienced Suggest imˈpro͞ov Make or become better ôdəˈmadiklē (With reference to a device or process) by itself with little or no direct human control (Có liên quan đến The winners thiết bị quy of the trình) tự có Division khơng có kiểm soát final are not trực tiếp automatically người promoted ( Tự động) ōtˌmēl Meal made from ground oats, used in breakfast cereals or other food Bữa ăn làm từ yến Oatmeal mạch xay, sử porridge dụng ngũ cốc ăn sáng thực phẩm khác ( Cháo yến mạch) ikˈspirēənst Having knowledge or skill in a particular field, especially a profession or job, gained over a period of time Có kiến thức kỹ She was lĩnh experienced vực cụ thể, đặc biệt in marketing nghề công việc, đạt khoảng thời gian (Có kinh nghiệm) sə(ɡ)ˈjest Put forward for consideration 414 Làm trở nên tốt (cải thiện ) Đưa để xem xét ( Gợi ý) They are trying to improve on the tired old style I suggest that we wait a day or two ARTICLE 4: MATCHINg M O N E Y SPENDING Before you can figure out how to control your money, you first need to understand where it’s going Financial advisors will tell you that you have to make a budget and track both your income and your expenses Truth be told, that is not all that much fun since it requires you suddenly become as anal as Mr or Ms Scrooge, watching every nickel and counting every dime Bah, humbug Do it my way instead Get a bunch of envelopes Get a black marker On each envelope, write in big letters one of the things you know you spend money on, like “gas.” Like “eating out.” Like “groceries.” You get the idea Now, go cash your paycheck Stick about what you think you spend between paychecks on each thing you have an envelope for Get the “gas” envelope and then take an educated guess on what you spend on gas that paycheck period I’m guessing, “$200” Stick the $200 cash into that envelope Keep going until you run out of envelopes (and can’t think of any more things you spend on) or you run out of cash I always ran out of cash before I ran out of ideas on where to spend it If you’re out of cash and still have empty envelopes, like “gas” is empty, that’s not okay since no money, no gas, no work Rearrange the cash until your necessities are covered Now only go spend what you have in the envelope No credit cards, no checks, no Venmo, no Paypal Just cash If you run out of money in the “groceries” envelope, then no more groceries Eat peanut butter It won’t kill most of you Do this for a couple of paycheck periods, and you’ll know where you’re money’s going And even better, you’ll have a pretty good idea where it’s going that it doesn’t have to I confess I’m impulsive I see something I want, and I don’t think too hard about whether I should buy it If I’ve got the money, I buy it That sort of impulse buying was constrained in my poor old days by having zero money to spend, something like why people didn’t use to be so fat No money, no cake So here is where you need a bit of discipline Before buying anything over $50, ask yourself if you really need it How badly? How will this thing impact me? Really focus this kind of thinking on food buying You’ll find you eat better, spend less on food, and might even lose weight Who knew that getting smart with money was a diet plan? Here are some more good questions: How long will it last? Is it going to put you in debt? Is the value you will get out of it over its lifetime worth the cost? Go watch Dumb and Dumber again Dumb purchases can get rid of $100,000 real quick Smarten up and quit tipping the doorman hundred-dollar bills Source: https://www.ruleoneinvesting.com/blog/financial-control/spending-money-wisely/ Section 1: MATCHING Control your money like a financial advisor A Divide the cash and put it in each envelope On each envelope, write in big letters one of the things you know you spend money on, like “gas” Control money your way B Rearrange the cash until your necessities are covered Go cash your paycheck C Once upon a time, I was poor and had no money to spend If you’re out of cash and still have empty envelopes D Financial advisors will tell you that you have to make a budget and track both your income and your expenses Do this for a couple of paycheck periods Buying goods impulsively That impulsive purchase of goods has been restricted Before buying anything over $50 Let's focus on buying food 10 Can lose $100,000 really fast E See something you want, and don't think too much about whether to buy it or not F.Stick about what you think you spend between paychecks on each thing you have an envelope for G Think carefully, you really need it or not? H you’ll know where you’re money’s going I Can lose $100,000 really fast J You’ll find you eat better, spend less on food, and might even lose weight No Vocabulary Pronunciation Meaning Vietnamese meaning Example Advisors (n) /ədˈvaɪzə(r)/ a person who gives advice, especially somebody who knows a lot about a particular subject Một người đưa lời khuyên, đặc biệt biết nhiều chủ đề cụ thể He is a good financial advisor Humbug (n) /ˈhʌmbʌɡ/ Dishonest language or behaviour that is intended to trick people Ngôn ngữ hàng vi không trung thực nhằm lừa người He always humbug on me Marker (n) /ˈmɑːkə(r)/ An object or a sign that shows the position of something Một đối tượng dấu hiệu cho thấy vị trí Envelope ( n) /ˈenvələʊp/ a flat paper container used for sending letters in, with a part that you stick down to close it Một hộp giấy phẳng dùng để gửi thư Writing paper and envelopes are provided in your room Grocery (n) /ˈɡrəʊsəri/ a shop that sells food and other things used in the home Một cửa hàng bán thực phẩm thứ khác sử dụng I have a grocery store at home He placed a marker where the ball had landed Necessities (n) /nəˈsesəti/ Important foods, used in daily life Những loại thực phẩm quan trọng, sử dụng sống hàng ngày Necessities are important food for daily use Impulsive (adj) /ɪmˈpʌlsɪv/ Acting suddenly without thinking carefully about what might happen because of what you are doing Hành động đột ngột mà khơng suy nghĩ cẩn thận xảy bạn làm I often shop impulsively Constrained (adj) /kənˈstreɪnd/ To stop within a certain limit, not to let it pass ngăn lại giới hạn định, không vượt qua I have to constrained my online shopping Lifetime (n) /ˈlaɪftaɪm/ The length of time that somebody lives or that something lasts khoảng thời gian mà sống kéo dài I will live with my husband for the rest of my lifetime 10 Purchases (v) /ˈpɜːtʃəs/ To buy something Mua thứ Purchase something from somebody ❖ Answer: Matching D ( line and , paragraph 2) A ( line 1,2 and , paragraph ) F ( line and , paragraph ) B ( line , paragraph ) H ( line , paragraph ) E ( line , paragraph 10 ) C ( line and , paragraph 10 ) G ( line 2, paragraph 11 ) J ( line and 2, paragraph 12 ) 10 I ( line 1, paragraph 14 ) 9 ARTICLE 5: SUMMARIZG How much money will satisfy our desire for wealth? Where would we spend the money and how would we spend it? There are many ways to spend money and I am sure that at a certain point, we would feel that it would never be enough The big question is can we spend money and at the same time save? The answer is yes we can but we need to take into account several factors First, we must plan our expenses Parents draw up a family budget every month so that they will have some extra money saved for a rainy day Planning means setting aside a fixed sum from the income to pay for utility bills, the house rent or loan, the car loan, food, children's allowances, school fees, medication or hospital bills, clothes, and entertainment The balance is saving Saving is important and children should be taught to save a part of their allowance from a young age They should be taught to spend money on healthy food and drinks, stationery and not on video games and other unnecessary items Different people have different plans for their money but everything depends on income and expenses Next, it is important to keep track of our money even if we not earn much Recording and updating expenses will keep us from spending unnecessarily Students, for example, can keep a journal of their daily expenses on food, drinks and books while a housewife can similarly keep one to track her grocery shopping expenses Both parties will then be able to keep tabs on their monthly expenses and at the end of the month, doing an analysis will reveal if there was unnecessary spending or the budget was successfully followed It is also important that we should spend according to our means This is crucial if we not want to end up with a lot of debt or turn into a shopaholic It is good to spend moderately and buy only when items are needed We should compare prices and opt for items when the best bargains are offered, perhaps during a sale It is always prudent practice to be alert to price discounts and best offers before purchasing anything Further, there is nothing better than to save a penny a day that will help one on a rainy day It is important to have savings because we may suddenly require money to pay a hospital bill or for some medication or respond to children's needs We need to have spare cash for emergency situations and this will stop us from asking for money from relatives, friends or neighbours In addition, we should also start early and save for our retirement It is important that we educate ourselves and our children on how to handle money wisely Parents are the best role models for their children to learn about moderate spending, budgeting and saving They should be taught the value of money and should know how hard it is to earn a living They should know what is important and what is not and how to differentiate from affordable, extravagant, luxurious and cheap In conclusion, our attitude towards money is important We must be able to appreciate the value of money and adopt prudent spending habits if we are to enjoy spending money, and at the same time be smart enough to save Section Summarized 538 No Vocabulary Satisfy (v) Pronounce English meaning Vietnamese meaning Example /ˈsỉtɪsfaɪ/ Satisfy somebody Làm hài lịng , thỏa mãn The employees try to satisfy the boss A service provided for the public Tính thiết thực, hữu dụng She agrees that the arts have great social utility An amount of money that is given to somebody regularly or for a particular purpose Phụ cấp, trợ cấp I don’t want to receive allowances from my parents So sánh giống khác vật, việc My teacher compared the two tests very carefully Sensible and Khôn ngoan careful when you đưa phán make judgements đoán, and decisions; định avoiding unnecessary risks My sister manages the company very prudent Utility (n) /juːˈtɪləti/ Allowance (n) /əˈlaʊəns/ Compare (v) /kəmˈpeə(r)/ Prudent (adj) /ˈpruːdnt/ Moderately (adv) /ˈmɒdərətli/ To examine people or things to see how they are similar and how they are different To an average extent; fairly but not very Mức độ vừa phải, không nhiều My mother bought a moderately expensive shirt Affordable (adj) /əˈfɔːdəbl/ Cheap enough that people can afford to pay it or buy it Có thể chi trả được, giá rẻ That house I bought is affordable Extravagant (adj) /ɪkˈstrævəɡənt/ Spending a lot more money or using a lot more of something than you can afford or than is necessary Ngông cuồng, vô lý He’s a good person but a bit extravagant Luxurious (adj) /lʌɡˈʒʊəriəs/ Very comfortable; containing expensive things that give pleasure Sang trọng That hotel looks so luxurious 10 Adopt (v) /əˈdɒpt/ To take somebody else’s child into your family and become its legal parent(s) Nhận nuôi My parents will adopt another baby GROUP 14 All content has the enthusiastic contribution of all members After reading through articles, we can see the importance of money and how to spend it wisely, and we also have daily habits to develop ourselves better In the process of working as a group, we still have many shortcomings and hope to receive your teacher's advice Our group of 14 would like to thank you very much