S Finanzgruppe Sparkassenstiftung für internationale Kooperation “Village Banks (Village Savings and Credit Groups) in Vientiane Capital, Laos” – Roadmap Scenarios for a Sustainable Future Bonner Schriftenreihe zur Entwicklungsnanzierung Nr.4 [...]... support are capacity-building and the provision of matching grants Capacity-building includes the development of training materials for the Laotian context; a train-the-trainers course in business planning; a course on awareness-raising, accounting and delinquency management using CGAP training materials; and accounting training with MFC Matching equity grants between $3,000 and $50,000 per MFI are provided,... savings and credit groups, are informal financial institutions From a central bank perspective both semiformal and informal financial institutions are nonformal According to CGAP (2008: xiii) “MFIs are defined as licensed and unlicensed financial institutions that include nongovernmental organizations, commercial banks, credit unions and cooperatives, and agricultural, development, and postal savings banks. .. presenting basic information about village banks in all districts of Vientiane Capital • providing basic information about a networking structure in Saithany District as well as in the other districts • assessing the emerging networks’ potential to partner BOL in re-examining microfinance regulations, registering village banks, preparing village banks for licensing, and establishing a system of delegated supervision... provinces; in addition, 80 village banks have received seed capital The project started in 2003 with SME training and a revolving fund concept In 2004 it adopted the FIAM approach of savings- based village banks ILO has developed training materials in English and Lao that are adapted to the Laotian context Two books have been published under the title Village Banking in Lao PDR (2008), one a Handbook for. .. Oudomxay 6 Suaykan Pattana NDTMFI Huaphanh 7 Hom NDTMFI Vientiane Province 8 Mimaity NDTMFI Khammouane Savings and Credit Unions: 1 Rural Development Cooperative Naxaythong Vientiane Capital 2 Credit Cooperative for the Support of Small Production Units Vientiane Capital 3 SCU Vientiane Vientiane Prov 4 SCU Seno Savannakhet 5 SCU Louang Prabang Louang Prabang 6 SCU Thakhek Khammouane 7 SCU Houamchay Phattana... the share of savings is 47% of the loan portfolio, which indicates, on the one hand, that savings have indeed become a major source of loanable funds and, on the other, that external resources are still an equally strong source of funds ADB has played a prominent role in Lao financial-sector development Its emphasis has been on the formal sector and included banks and MFIs With hardware and training,... Phattana Savannakhet 8 SCU Paksong Savannakhet 9 SCU Huasae Chaleunouaxe Champasak 10 SCU Thoulakhom Vientiane Prov 11 SCU Mittaphap Vientiane Capital Performance of regulated MFIs Among eight MFIs21 for which data are available (June 2009), four (50%) were found to be making a loss Only 13% had a legally required portfolio-at-risk (PAR) ratio of . für internationale Kooperation “Village Banks (Village Savings and Credit Groups) in Vientiane Capital, Laos” – Roadmap Scenarios for a Sustainable Future by. Finanzgruppe Sparkassenstiftung für internationale Kooperation “Village Banks (Village Savings and Credit Groups) in Vientiane Capital, Laos” – Roadmap