... use of collateral and credit risk (for instance, the ex post risk is not affected by the monitoring cost of collateral) On the other hand, the analysis of the relation between ex post credit risk ... characteristics of loans to companies (mainly in terms of the size of the loan, maturity, collateral, and default rates) and those loans to individuals, making it appropriate to treat each of the two ... effects and inventory adjustment by UK and Spanish firms 0227 ANDREW BENITO AND IGNACIO HERNANDO: Extricate: Financial Pressure and Firm Behaviour in Spain 0228 ANA DEL RÍO, El endeudamiento de...
... atherosclerosis in the Lanyang cohort On the other hand, having a history of diabetes was a significant risk factor, and having a history of hypertension was found to be associated with a borderline significance ... promoter and the riskof carotid atherosclerosis relatedto arsenic exposure Journal of Biomedical Science 2010 17:70 Submit your next manuscript to BioMed Central and take full advantage of: • ... to high HO-1 inducibility [15,16] Length polymorphism of the HO-1 gene promoter is inversely correlated to the development of coronary artery disease in high -risk individuals [15,17,18] and of...
... management andenvironmental factors relatedto CM incidence in the Danish dairy industry The study objectives were to describe the structure of herd-specific mastitis management andenvironmental factors ... the effect of herd-specific management andenvironmental factors Collecting reliable information on management factors and herd-specific rates of CM can be difficult and expensive, and has limited ... comparative and subjective Such factors must necessarily be measured by investigator visits to the farm Due to the large number of herds in the current study, investigator farm visits were not...
... interacting with other PCAOB offices and divisions, such as the Office of Research and Analysis ("ORA") and the Office of the Chief Auditor ("OCA"), and using the results of tools available through ... they relate to audit risks posed by the ongoing effects of the economic crisis and any future similar events The Board's statutory mission is to protect the interests of investors andto further ... and externally prepared industry research as well as other data and analyses to identify and evaluate risk factors attributable to the overall financial services industry andto specific sectors...
... Refining of non-ferrous metals - residual levels of cadmium in zinc and lead ores; copper refining with the level of emissions is low • Production of iron and steel - emissions to air, water and landfill ... occur through losses to water during the manufacturing process and disposal of by-product gypsum to sea and disposal of gypsum to landfill Minor emissions may take place to air through dust created ... the flows and stocks of materials within a system defined in space and time It connects the sources, the pathways, and the intermediate and final sinks of a material Because of the law of the conservation...
... used to determine the main drivers ofrisk in the portfolio This tool is used to measure the sensitivity of the overall portfolio torisk factors, thus allowing us to have a clear view of the risk ... drivers ofrisk in the portfolio The tool is employed to measure the sensitivity of the overall portfolio to individual risk factors, thus allowing us to have a clear view of the riskand potentially ... attention to the P&L of the bond mapped on the changes of two risk factors The first risk factor considered is the absolute returns of the spread of the bond with respect to the Treasury and the...
... characteristics, and the relationship in a specific profession‖ Terminology is a section of special lexis of a language It consists of fixed words and groups of words which are accurate names of concepts and ... translation and interpretation of Water Sector terms All of English and Vietnamese terms in my graduation paper are collected from: HPWSCo, AECOM and ADB Consultant office‘s documents, Internet, and ... methods relate to whole texts, translation procedures are used for sentences and the smaller units of language" (p.81) He goes on to refer to the following methods of translation: ◊ Word -to- word translation:...
... formal correspondence distorts the grammatical and stylistic patterns of the receptor language, and hence distorts the message, so as to cause the receptor to misunderstand or to labor unduly hard‟ ... used to refer to the nature and extent of the relationship between SL and TL texts or smaller linguistic units 11 The problem of equivalence is one of the most important issues in the field of ... Communicative is free and gives priority to the effectiveness of the message to be communicated It focus on factors such as readability and naturalness, and is appropriate to translations of “pragmatic”...
... conducted to explore the relationship between various determinantsof disease severity and HRQL [28] According toits results, lung function and HRQL express several different aspects of disease ... impairment of health related quality of life in asthma: development of a questionnaire for use in clinical trials Thorax 1992, 47:76-83 Prigatano GP, Wright EC, Levin D: Quality of life andits predictors ... labelling of the disease [8-11] Over the past decade, more and more research on the development and validation of questionnaires has been undertaken to quantify the impact of disease on daily life and...
... x vector of will be indicated where appropriate described by the equation where a vector of n ones, i is the mean of y, Ki i a is the vector of additive genetic effects (breeding values) of animals ... animals with records in y,, random with mean zero and variance A and a;, l i e is the vector of residuals, random with mean zero and variance Iu’ i is The breeding value of the k’&dquo; animal in ... N, and T is a block matrix with subdiagonal ) ; blocks equal to T of (4), and null blocks on and above the diagonal For example, for j ; periods of data (5) is = = = Rearrangement Thus and of...
... commutators of Schr¨odinger-Calder´on-Zygmund operators and the commutators of the Riesz transforms (Theorem 3.3 and Theorem 3.4) In Section 4, we give some examples of fundamental operators related ... < q ≤ ∞ and ε > Then, a classical (H , q)-atom is a generalized (HL1 , q, ε)-atom relatedto the same ball, and a (HL1 , q)-atom is CL ε times a generalized (HL1 , q, ε)-atom relatedto the same ... completes the proof Proof of Lemma 5.7 Note that r ≤ CL ρ(x0 ) since a is a (HL1 , q)-atom relatedto the ball B = B(x0 , r); and a is CL c0 times a generalized (HL1 , q, c0 )-atom relatedto the ball...
... English idioms relatedto parts of human body If the students want to acquire English idioms relatedto parts of human body- a wide and deep topic of English language, the role of teachers and teaching ... idioms relatedto parts of human body carry their own meaning and explanation Thirdly, the main function of English idioms relatedto parts of human body is to paraphrase what is going on and what ... learners of English in general and by the third- year students of English Faculty at HOU in particular and analyze all of the current situations relating to learning English idioms relatedto parts of...
... progenies), f is a vector of random full-sib family effects, c is a vector of random effects of clones within full-sib families, and e is a vector of random residual terms X, Z1, Z2 and Z3 are known ... growth, b is a vector of fixed effects (i.e overall mean, trials and replicates within trials), a is a vector of random genetic effects of individual genotypes (i.e parent trees and cloned progenies), ... properties of minimum prediction error variance and unbiasedness of the BLUP predictors ofgenetic value will hold if the variances and covariances of all the observations are properly specified and...
... (Longman and Coutts, 1974), and has been shown to produce earlywood vessels with larger lumen areas in ash (Doley and Leyton, 1968) The fact that IAA is also known to inhibit the emergence of buds ... consisted of 32 half-sib families of Q robur planted in an unreplicated design Investigations into the association between the progress of flushing and vessel size were undertaken on 20 early and 20 ... Leyton L (1968) Effects of growth regulating substances and water potential on the development of secondary xylem in Fraxinus New Phytol 67, 579-594 Kanowski PJ, Mather RA, Savill PS (1991) Genetic...
... a vector of observations; (3 is a vector of fixed effects including age and herd-year-season of calving (natural trimester); s is as vector of random sire effects and e is a vector of random ... considered to be a factor Solutions for age and months were estimated after constraining the last level of each factor to zero The estimation ofgenetic parameters was the objective of the second ... of traits relatedto reproduction shows low heritability (lower than 10%), but a high genetic variability Considering this fact and also the economic importance of fertility, certain traits of...
... clearer understanding of the biochemical andgenetic control of the generation of flavour compounds in tomato, the objectives of this work were: 1) to assess flavour diversity of six Italian ... tomato ecotypes clustered into three different fields B, diagram of commercial fruit expressed as no of fruit per plant of six tomato ecotypes clustered into three different fields C, ratio of ... for the tomato ecotypes grown in the Sarno field; green, the tomato ecotypes grown in Ercolano; blue, the tomato ecotypes grown in Sorrento ascorbic and fumaric acids, and two agronomic traits,...
... previous addictionand causes of death, was also obtained The aim of the present study was to relate different types of death to alcohol abuse and number of additional illegal and legal drugs Methods ... (87/90–97%) were intoxications Suicide and violent death The riskof suicide was unrelated to number of substances used (P = 0.52) Furthermore, there was no increased riskof violent death when ... Board of Forensic Medicine approved the study Statistics A Pearson chi-square and a trend test were used to compare additional number of drugs and types of death Results Type of death and contact...
... parameter and age [16,49-52], (i) to obtain reliable estimates of individual changes over time of an outcome, and hence, to examine progression of each lung function parameter, and (ii) to study ... inspiratory musculature at end-expiration, whereby an additional "threshold" load relatedto the elastic recoil of the respiratory system must be over- come prior to commencement of inspiratory ... variability of pulmonary function at time of diagnosis in infants [21] and children [84-86] has been found to be partially relatedto the genotype In comparison to the inframe homozygotes ∆F508(2) and...