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... loans and credits are offered, namely investment loans and development policy loans Investment loans are made to countries for goods, works and services in support of economic and social development. .. established in October 19 74 to advise the Board of Governors of the IMF and World Bank on critical development issues and on the financial resources required to promote economic development in developing... five years and is renewable (4) World Bank Group: The World Bank Group consists of the International Bank for Reconstruction and Development (IBRD or World Bank), the International Development