- - - Thang Long University Libraty M CL C 1 T M P U K 1.1 DOANH 1.1.1 1.1.2 1.2 DOANH 15 1.2.1 15 1.2.2 17 1.2.3 18 1.2.4 d 31 1.3 DOANH 32 1.3.1 32 1.3.2 34 1.4 KINH DOANH NAM 35 1.4.1 35 1.4.2 36 K 37 AM 38 2.1 NAM 38 2.1.1 Nam 38 2.1.2 40 2.1.3 H 41 2.2 TMCP DOANH NAM 45 2.2.1 45 2.2.2 x d 50 2.2.3 2014 64 2.2.4 65 2.3 DOANH NAM 68 2.3.1 68 2.3.2 70 2.3.3 71 K 73 Thang Long University Libraty 74 3.1 DOANH TMCP NAM 74 3.1.1 Nam 74 3.1.2 75 3.1.3 3.2 doanh n 77 83 3.2.1 83 3.2.2 84 K III 86 87 89 H AM L n Thang Long University Libraty B VI T T T TRONG LU N NHTM Maritime Bank S&P KHDN XHTD RRTD CBTD TT 02 Basel PD LGD EAD M CIC NHNN SHB BIDV EBITDA EBITDAR CSH - DANH M C B NG Trang 28 theo S&P Maritime Bank - 2014 45 48 49 49 52 56 57 ng s iv d ng c a Maritime Bank ng s iv ng c a Maritime Bank 60 60 60 61 XHTD 63 - 65 66 67 -2015 75 Thang Long University Libraty DANH M Trang 2.1 40 81 DANH M C BI Trang 43 44 Thang Long University Libraty - ch Basel Trang | 76 Thang Long University Libraty 3.1.3 3.1.3.1 3.1.3.2 basel 2: Q Trang | 77 - FIRB (Foundation Internal Rating Based AIRB (Advanced Internal Rating Based Approach) PD (Probability of Default) cho LGD EAD (Exposure at Default g x theo Basel II :T Trang | 78 Thang Long University Libraty 3.1.3.3 n - - - c doanh Trang | 79 - 3.1.3.4 theo Bas t ,t Trang | 80 Thang Long University Libraty Bank Doanh n 3.1.3.5 n Trang | 81 M Trang | 82 Thang Long University Libraty 3.2 3.2.1 - cho Trang | 83 3.2.2 - b el - c - - Trang | 84 Thang Long University Libraty Trang | 85 K t lu III N oanh Trang | 86 Thang Long University Libraty K T LU N - - - Trang | 87 s Trang | 88 Thang Long University Libraty DANH M U THAM KH O GS t NXB Frederic S Mishkin: 10 11 2011, 2012, 2013, 2014) 12 C bank: trang web creditinfo.org.vn 13 creditinfo.org.vn Trang | 89 14 Hay Sinh - 15 www.//sbv.com.vn - Creditinfo.org.vn - http://www.cic.org.vn/cicportal/ - Cafef.vn - Trang t - http://www.vjol.info/index.php/kttc/index - Trang | 90 Thang Long University Libraty