Chun Ngành: Tài 40201 Ngân hàng khơng Trang L : 10 10 10 11 12 13 13 14 18 19 22 : 23 23 23 - 2013 25 - 2013 28 28 31 37 39 41 44 45 45 47 47 50 50 50 50 50 50 51 52 52 52 54 55 57 57 59 59 60 64 : 65 65 65 65 68 69 71 73 74 2013 - CAR: h s an toàn v n - MB: Ngân hàng th ng m c ph n Quân Vi Nam - NHTMCPXNKVN: Ngâ Nam - K - ROA: t su t sinh l t - ROE: t su sinh l v tài s n (Return on assets) ch s h (Return on equity) - SPSS: Statistical Product and Service Solutions - Vietinba 2013 26 - 2013 .26 .28 29 -2013 29 33 35 48 53 54 .57 Eximbank 27 -2013 30 34 35 -2013 37 40 42 .52 14 46 .59 1 ngân hàng c t ch i Nam tìm Frequency Valid Percent Cumulative Percent 96 40.5 40.5 59.5 59.5 100.0 237 Total 40.5 141 Valid (nam) Percent 100.0 100.0 Frequency Percent Valid Percent Cumulative Percent 36 15.2 15.2 17.7 17.7 32.9 48 20.3 20.3 53.2 70 29.5 29.5 82.7 41 17.3 17.3 100.0 237 Total 15.2 42 Valid 100.0 100.0 Frequency Percent Valid Percent Cumulative Percent 37 15.6 15.6 15.6 40t 87 36.7 36.7 52.3 60t 74 31.2 31.2 83.5 39 16.5 16.5 100.0 237 100.0 100.0 Valid Trên 60t Total 3.1 Reliability Statistics Cronbach's Alpha N of Items 789 Item-Total Statistics Scale Mean if Item Deleted CV1 CV2 CV3 CV4 CV5 CV6 CV7 Scale Variance if Item Deleted 19.23 19.38 19.38 19.49 19.64 19.88 19.19 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 20.770 18.221 19.534 19.666 22.629 19.732 18.310 341 726 592 646 203 580 620 799 721 748 741 820 751 740 Reliability Statistics Cronbach's Alpha N of Items 820 Item-Total Statistics Scale Mean if Item Deleted CV1 CV2 CV3 CV4 CV6 CV7 16.17 16.32 16.32 16.43 16.82 16.14 Scale Variance if Item Deleted Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 18.505 14.941 16.280 16.382 16.502 15.075 248 781 624 685 607 660 - 867 748 783 773 787 774 Cronbach's Reliability Statistics Cronbach's Alpha N of Items 867 Item-Total Statistics Scale Mean if Item Deleted CV2 CV3 CV4 CV6 CV7 Scale Variance if Item Deleted 12.85 12.85 12.96 13.35 12.66 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 11.499 12.576 12.736 12.991 11.377 797 654 708 602 707 812 849 837 861 837 3.2 Reliability Statistics Cronbach's Alpha 835 N of Items Item-Total Statistics Scale Mean if Item Deleted TC1 TC2 TC3 TC4 TC5 TC6 16.63 15.53 15.89 15.36 15.96 16.70 Scale Variance if Item Deleted 21.336 27.106 19.654 22.978 20.498 21.523 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 671 201 808 585 782 639 795 880 764 813 772 802 Cronbach's Alpha Reliability Statistics Cronbach's Alpha N of Items 880 Item-Total Statistics Scale Mean if Item Deleted TC1 TC3 TC4 TC5 TC6 Scale Variance if Item Deleted 12.94 12.21 11.68 12.27 13.02 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 17.861 16.470 19.949 17.257 17.813 702 824 553 797 692 856 826 888 834 859 3.3 Reliability Statistics Cronbach's Alpha N of Items 821 Item-Total Statistics Scale Mean if Item Deleted SD1 SD2 SD3 SD4 SD5 SD6 Scale Variance if Item Deleted 15.89 16.31 16.25 16.24 16.41 15.49 25.005 19.046 21.688 19.639 18.488 25.200 - Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 293 794 669 767 746 291 848 743 777 751 753 847 Reliability Statistics Cronbach's Alpha N of Items 848 Item-Total Statistics Scale Mean if Item Deleted SD2 SD3 SD4 SD5 SD6 Scale Variance if Item Deleted 12.89 12.82 12.81 12.98 12.06 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 14.898 17.307 15.265 14.224 21.356 824 693 818 792 218 769 811 773 778 915 - Reliability Statistics Cronbach's Alpha N of Items 915 Item-Total Statistics Scale Mean if Item Deleted SD2 SD3 SD4 SD5 Scale Variance if Item Deleted 9.06 9.00 8.98 9.15 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 11.861 14.030 12.144 11.384 856 726 857 803 871 917 871 894 3.4 Reliability Statistics Cronbach's Alpha 783 N of Items Item-Total Statistics Scale Mean if Item Deleted NL1 14.79 Scale Variance if Item Deleted 12.732 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 296 819 NL2 NL3 NL4 NL5 14.70 14.03 13.93 14.26 11.602 9.702 9.792 9.861 421 732 715 658 786 682 688 707 - Reliability Statistics Cronbach's Alpha N of Items 819 Item-Total Statistics Scale Mean if Item Deleted NL2 NL3 NL4 NL5 Scale Variance if Item Deleted 11.56 10.90 10.80 11.12 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 8.756 7.091 7.264 7.269 433 759 719 671 861 715 734 757 3.5 Reliability Statistics Cronbach's Alpha N of Items 615 Item-Total Statistics Scale Mean if Item Deleted MC1 MC2 MC3 MC4 MC5 MC6 MC7 18.21 17.92 18.70 18.44 18.03 18.86 18.21 Scale Variance if Item Deleted 14.438 13.998 12.209 14.663 12.838 12.287 13.927 - Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 282 284 399 326 272 439 327 592 591 551 583 605 536 578 Reliability Statistics Cronbach's Alpha N of Items 605 Item-Total Statistics Scale Mean if Item Deleted MC1 MC2 MC3 MC4 MC6 MC7 Scale Variance if Item Deleted 14.85 14.56 15.34 15.08 15.50 14.84 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 9.748 9.324 9.599 10.079 9.573 9.395 394 392 218 430 264 420 541 538 623 537 596 528 - Ti Reliability Statistics Cronbach's Alpha N of Items 623 Item-Total Statistics Scale Mean if Item Deleted MC1 MC2 MC4 MC6 MC7 Scale Variance if Item Deleted 12.16 11.86 12.38 12.81 12.15 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 6.437 6.024 6.873 8.282 5.994 500 499 512 -.006 560 510 502 519 777 472 Reliability Statistics Cronbach's Alpha N of Items 777 Item-Total Statistics Scale Mean if Item Deleted MC1 MC2 MC4 MC7 9.62 9.33 9.85 9.62 Scale Variance if Item Deleted 5.159 4.732 5.499 4.626 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 549 558 588 649 740 740 726 686 3.6 Nh Reliability Statistics Cronbach's Alpha N of Items 813 Item-Total Statistics Scale Mean if Item Deleted TH1 TH2 TH3 TH4 TH5 TH6 14.09 13.79 13.70 14.52 13.56 14.08 Scale Variance if Item Deleted 13.530 17.930 14.633 12.996 16.799 12.706 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 678 293 660 732 346 735 758 832 766 744 828 743 Reliability Statistics Cronbach's Alpha N of Items 832 Item-Total Statistics Scale Mean if Item Deleted THU1 TH3 TH4 TH5 TH6 11.13 10.75 11.56 10.60 11.12 Scale Variance if Item Deleted 11.131 12.309 10.688 15.199 10.461 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 725 684 774 236 769 770 786 754 890 755 Reliability Statistics Cronbach's Alpha 890 N of Items Item-Total Statistics Scale Mean if Item Deleted Scale Variance if Item Deleted Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted TH1 7.94 8.768 763 857 TH3 7.56 9.943 702 880 TH4 8.37 8.429 801 842 TH6 7.93 8.313 779 851 Reliability Statistics Cronbach's Alpha N of Items 884 Item-Total Statistics Scale Mean if Item Deleted NLCT1 NLCT2 NLCT3 5.94 6.32 6.20 Scale Variance if Item Deleted 5.259 4.888 6.077 Corrected Item-Total Cronbach's Alpha if Correlation Item Deleted 816 797 722 798 818 882 KMO and Bartlett's Test Kaiser-Meyer-Olkin Measure of Sampling Adequacy Bartlett's Test of Sphericity Approx Chi-Square 847 4.554E3 df 325 Sig .000 Total Variance Explained Extraction Sums of Squared Loadings Initial Eigenvalues Component Total % of Variance Cumulative % 8.777 2.687 2.597 1.740 1.505 33.758 10.336 9.990 6.694 5.789 33.758 44.094 54.083 60.778 66.567 993 3.820 70.386 930 3.578 73.964 851 3.273 77.238 731 2.812 80.050 10 678 2.607 82.657 11 555 2.134 84.791 12 530 2.040 86.831 13 486 1.869 88.700 14 437 1.680 90.380 15 408 1.569 91.949 16 350 1.347 93.296 17 321 1.235 94.531 18 274 1.055 95.587 19 250 961 96.548 20 227 873 97.421 21 190 731 98.152 22 169 650 98.803 23 139 535 99.337 24 075 287 99.624 25 069 264 99.889 26 029 111 100.000 Extraction Method: Principal Component Analysis Total 8.777 2.687 2.597 1.740 1.505 % of Variance 33.758 10.336 9.990 6.694 5.789 Cumulative % 33.758 44.094 54.083 60.778 66.567 Rotation Sums of Squared Loadings Total 4.662 3.407 3.294 3.081 2.863 % of Variance 17.930 13.104 12.669 11.850 11.013 Cumulative % 17.930 31.035 43.703 55.554 66.567 Rotated Component Matrixa Component MC7 691 CV2 690 MC4 680 MC2 656 CV4 627 CV6 609 MC1 737 CV7 796 CV3 599 TC3 835 TC5 819 TC6 796 TC1 779 TC4 601 SD4 865 SD2 860 SD5 812 SD3 791 TH4 866 TH1 865 TH6 848 TH3 798 NL3 805 NL4 774 NL5 769 NL2 539 Extraction Method: Principal Component Analysis Rotation Method: Varimax with Kaiser Normalization a Rotation converged in iterations KMO and Bartlett's Test Kaiser-Meyer-Olkin Measure of Sampling Adequacy Bartlett's Test of Sphericity Approx Chi-Square 730 403.331 df Sig .000 Total Variance Explained Compon ent Initial Eigenvalues Total % of Variance Extraction Sums of Squared Loadings Cumulative % 2.440 81.334 81.334 352 11.732 93.066 208 6.934 100.000 Extraction Method: Principal Component Analysis Component Matrixa Component NLCT1 NLCT2 NLCT3 Extraction Method: Principal Component Analysis a components extracted .921 913 871 Total 2.440 % of Variance 81.334 Cumulative % 81.334 Correlations NLCT NLCT Pearson Correlation TC Sig (2-tailed) N TC Pearson Correlation Sig (2-tailed) N SD TH CV NL 237 575** 575** 715** 351** 575** 579** 000 000 000 000 000 237 237 237 237 237 450** 178** 444** 425** 000 006 000 000 000 237 237 237 237 237 450** 314** 375** 426** 000 000 000 000 000 N TH 237 715** Sig (2-tailed) SD 237 237 237 237 237 237 351** 178** 314** 299** 240** 000 006 000 000 000 Pearson Correlation Pearson Correlation Sig (2-tailed) N CV Pearson Correlation Sig (2-tailed) N 237 237 237 237 237 237 575** 444** 375** 299** 526** 000 000 000 000 000 237 237 237 237 237 237 579** 425** 426** 240** 526** Sig (2-tailed) 000 000 000 000 000 N NL 237 237 237 237 237 Pearson Correlation ** Correlation is significant at the 0.01 level (2-tailed) 237 P Variables Entered/Removedb Model Variables Entered NL, TH, TC, SD, CV Variables Removed a Method Enter a All requested variables entered b Dependent Variable: NLCT Model Summary Model R R Square 825a Std Error of the Estimate Adjusted R Square 680 674 64591 a Predictors: (Constant), NL, TH, TC, SD, CV ANOVAb Model Sum of Squares Regression df Mean Square F 205.208 231 98.373 000a 417 301.582 Total 41.042 96.374 Residual Sig 236 a Predictors: (Constant), NL, TH, TC, SD, CV b Dependent Variable: NLCT Coefficientsa Unstandardized Coefficients Model B (Constant) Standardized Coefficients Std Error -.986 207 049 SD 445 TH CV NL Collinearity Statistics t 219 TC Beta Sig Tolerance VIF -4.508 000 191 4.251 000 688 1.453 044 454 10.145 000 690 1.450 082 046 071 1.764 079 861 1.161 317 073 204 4.368 000 636 1.573 228 059 180 3.873 000 642 1.557 a Dependent Variable: NLCT 2013 ) ... ngân hàng c t ch i Nam tìm ngân hàng khu giai -2013 * , ch VN, qua Eximbank III: NH NG V LÝ LU N CHUNG V C C C NH TRANH VÀ CÁC NHÂN T C C NH TRANH C A NHTM 1.1.1 Khái quát chung v c c c nh tranh. .. - WEF Hay nói cách 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