... Bloomberg, call a sales representative at:London: +4 4-2 0-7 33 0-7 500New York: + 1-2 1 2-3 1 8-2 000Tok yo: + 8 1- 3 - 320 1- 890 0About BloombergFOR IN - DEPTH MARKET INFORMATION and news, visit ... growth and, 59–60Covey, Stephen, 186Dalbar, 43Danco, Leon, 7DataLynx, 68debt, long-term, 142debt-to-equity ratio, 166–167DESCO model, 102Dinverno, Armond, 15–16diversification, 19, 21Drucker, ... consulting to the financial-advisory industry. Since joining Moss Adams in 1997, Ms. Pomering has provided consulting services to financial-advisory firms, broker-dealers, and independent trust...