... various reasons. 10 Report on Trend and Progress of Banking in India, 2007-08, Reserve Bank of India 11Minakshi Ramji (2008), Financial Inclusion in Gulbarga: Finding Usage in Access, Center ... implementation of the financial inclusion project in the country. Minakshi Ramji, of the Centre for Micro Finance, completed a study on financial inclusion in Gulbarga district11 which is one of ... Ranagarajan. C (2008), Report of the Committee on Financial Inclusion, submitted to the Government of India. 13Indian Bank, Booklet on Financial Inclusion Project in Cuddalore District Figure...