... 2011
The Effects of Funding Costs and Risk on
Banks’ Lending Rates
Introduction
There are a number of factors that influence the
way banks set lending rates. Among these, the
costs of debt and ... 39
THE EFFECTS OF FUNDING COSTS AND RISK ON BANKS’ LENDING RATES
Graph 5
The following analysis focuses on two broad
categories of...
... national central
bank.
7
During the sample period of this paper, reserve maintenance periods had a length
of one month, starting on the 24th of each month and ending on the following 23rd, and
German ... concludes. The
Appendix contains an overview of the structure of the German banking sector.
2. Reserve requirements, repo auctions, and data
In this section, w...
... Surveys Unit of the National Centre for Social Research
and the Department of Epidemiology and Public Health, Royal Free and University College London.
Scotland, Northern Ireland and Wales have ... LFS data, on the other hand, include a
continuous educational measure. Table A1 in the Appendix compares the age at which mothers and
fathers left full-time education i...
... at the beginning of a mission. During-mission
reliability is the fraction of equipment that began the mission and is still
operative as of a given time into the operation. Later we describe the
data ... representative of the initial availability of Big 3
equipment for missions. The 26 percent nonavailability at the NTC was
due to equipment failures in the course...
... reason, primary care professionals
should rely on case detection based on clinical presentation, with judicious use of questionnaire
tools where there is suspicion, rather than the screening of ... Scotland, the majority
of cases are treated by the acute medical service. This is because there is often a coexisting
medical condition such as pancreatitis, pneumonia or other infe...
... 10 shows the majority of students disagreement and strongly
disagreement with the reasons in question 5 (a) accept the reason (b) that they
knew the organization and ideas shown in their writing. ... all the
materials and sources of information used in this research, and the
“APPENDIX” in which the samples of questionnaires of teachers and students
are men...
... indication of the effects of education
and health on labour productivity.
In the case of education, it is likely that on average across the community, the effect
of a person’s level of education on ... some of the literature and reports the main
findings relating to the effects of education (section 2.1) and health (section 2.2) on
wages.
2.1...