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Savings and Cooperative banks: Social Approach to Credit Rationing docx

Banks’ regulatory capital buffer and the business cycle: evidence for German savings and cooperative banks pot

Banks’ regulatory capital buffer and the business cycle: evidence for German savings and cooperative banks pot

... 2003 Savings Banks (low) Output Gap Cooperative Banks (low) Savings Banks (high) Cooperative Banks (high)Banks’ regulatory capital buffer and the business cycle:evidence for German savings and cooperative ... compared to local savings and cooperative banks. We also exclude the seven private savings banks (so-called free savings banks), as they are not subject to regional investment restrictions and have, ... distress, due to potential systemic effects (“Too big to fail”). Fourth, the size of a bank may be an indicator of the bank’s access to capital. Savings banks as publicly owned entities and cooperative...
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Bringing the Hidden Giants to the Footlight: the Role of Savings and Retail Banks in Increasing the Level of Access to Financial Services docx

Bringing the Hidden Giants to the Footlight: the Role of Savings and Retail Banks in Increasing the Level of Access to Financial Services docx

... institutions, credit unions, cooperatives, agricultural and development banks and savings and postal savings banks.4 WSBI recognises that in addition to compiling data, it is important to look into ... institutions to add value to existing infrastructure.Data and evidence on the role of savings and retail banks in access to financeWSBI has conducted research into the role of savings banks ... does it mean and how do savings banks foster access” by Stephen Peachey and Alan Roe, WSBI Perspectives 49 and Savings banks and the double bottom-line - A profitable and accessible model of...
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Interest Rates for Savings and Bank Accounts - Rates apply to accounts held with Barclays Private Clients International Limited – rates may vary ppt

Interest Rates for Savings and Bank Accounts - Rates apply to accounts held with Barclays Private Clients International Limited – rates may vary ppt

... 444**. * Lines are open 8am to 8pm UK time Monday to Friday and 9am to 5pm UK time Saturday and UK bank holidays. Calls to 0800 numbers are free if made from a UK landline. ** Lines are open ... day of January, April, July and October.Young Person’s AccountFor teenagers aged 16 to 19 who want to learn how to manage a current account before they move on to an adult account. No interest ... N/A$750,000 to $999,999 1.25 0.75 1.11 0.50 N/A$500,000 to $749,999 1.15 0.65 1.01 0.40 N/A$250,000 to $499,999 1.05 0.55 0.92 0.30 N/A$100,000 to $249,999 0.90 0.40 0.77 0.15 N/A$1 to $99,999...
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Tài liệu What Is Micromanagement? And What You Can Do To Avoid It. docx

Tài liệu What Is Micromanagement? And What You Can Do To Avoid It. docx

... descriptor in today’s workplace. Webster's Dictionary definesmicromanage as to manage with great or excessive control or attention to details.” Most people today hearthese words and immediately ... not able to perform,a manager needs to become more involved in their work inorder to coach them effectively.• If a staff member is not willing to perform, a manager needs to monitor their ... a manager to monitorprogress, control quality, evaluate performance, make decisions, give instruction, and offer advice and guid-ance. For example:•If deadlines are missed or customers are...
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Tài liệu iPhone and iPad in Action: Introduction to SDK Development docx

Tài liệu iPhone and iPad in Action: Introduction to SDK Development docx

... %3.0f,%3.0f",touchPos.x,touchPos.y]; } else if (touch.phase == UITouchPhaseMoved) { bottomLabel.text = @"Touch is moving "; } else if (touch.phase == UITouchPhaseEnded) { if (touch.tapCount ... (void)manageTouches:(NSSet *)touches { for (UITouch *touch in touches) { if (touch.phase == UITouchPhaseBegan) { CGPoint touchPos = [touch locationInView:self.view]; startField.center = touchPos; startField.text ... [self.nextResponder manageTouches:touches]; } - (void) touchesEnded:(NSSet *)touches withEvent:(UIEvent *)event { [self.nextResponder manageTouches:touches]; } - (void) touchesMoved:(NSSet *)touches withEvent:(UIEvent...
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Tài liệu Project Management 2.0 – The Ultimate Benefits of the New Approach to Project Management docx

Tài liệu Project Management 2.0 – The Ultimate Benefits of the New Approach to Project Management docx

... collaborative planning tools to work together. All these ap-plications represent a signicant opportunity for organizations to create new social and Web-based collaboration and increase productivity. ... new-generation, Web-based tools give team members an easy way to contribute to the common repository of tasks and plans. These tools unleash the power of collective intelligence and change the pat-tern ... Benets of the New Approach to Project Management Many -to- many structure benets Microsoft Project and many other traditional management tools allow you to have only a strict, one -to- many work...
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Tài liệu Cities for All Proposals and Experiences towards the Right to the City docx

Tài liệu Cities for All Proposals and Experiences towards the Right to the City docx

... equitable and satisfactory conditions, to form and belong to a union, and to social security. It implies the right to build and create the city; the right to a place, to remain there, and to mobility; ... and other public, private and social actors.The broadening of the debate to other regions of the planet and broader and more diverse social sectors has posed the need to develop different and ... radical and moderate struggles; and to campaigns, between really transformative and merely palliative actions. It also refers to the wish to make the path while walking it; and to try to enact...
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Báo cáo khoa học:

Báo cáo khoa học: "A Noisy-Channel Approach to Question Answering" docx

... “legal” is related to “rule”, which in turn is related to “mandatory”; that “age” is related to “aged”; and that “Argentine” is related to “Argentina”. It is not difficult to see by now that ... sentences into logical forms and compute the “similarity” between them using inference rules. And systems such as those developed by IBM and BBN map questions and answers into feature sets and compute ... impossible) to understand what contributes to the performance of a system and what doesn’t. In this paper, we propose a new approach to QA in which the contribution of various resources and components...
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“Village Banks (Village Savings and Credit Groups) in Vientiane Capital, Laos” – Roadmap Scenarios for a Sustainable Future potx

“Village Banks (Village Savings and Credit Groups) in Vientiane Capital, Laos” – Roadmap Scenarios for a Sustainable Future potx

... village-based savings and credit societies, savings and credit societies or simply microfi nance or rural fi nancial services. The confu-sion between credit groups’ and savings and credit groups’ ... principle of savings fi rst. With a ratio of 80% voluntary to 20% mandatory savings during the start-up phase, total savings will soon dwarf the rotating credit fund provided by the project. Credit ... about 154,000 members. Total assets amount to almost 200 billion Kip (US$ 23 million), total savings to 155 billion Kip (US$ 17.8 million) and total loans outstanding to 173 billion Kip (US$...
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Báo cáo khoa học:

Báo cáo khoa học: "Veterinary decision making in relation to metritis - a qualitative approach to understand the background for variation and bias in veterinary medical records"

... decision making connected to metritis treat-ment and potential links to data quality. This understand-ing provides insight into potential errors (bias and random error) related to data based on clinical ... drying off and at calving(5-21 days post partum). The mandatory screenings focuson general condition, metritis/vaginitis, mastitis and body condition. Optional screenings focus on ketosis and limb ... generating score data and decision mak-ing in relation to treatment of metritis and their motiva-tion to produce data. This information was condensedinto a 'model of understanding' that...
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