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High Remittance Costs in Africa: Is Building Regulatory Capacity for Microfinance Institutions the Answer? doc

High Remittance Costs in Africa: Is Building Regulatory Capacity for Microfinance Institutions the Answer? doc

High Remittance Costs in Africa: Is Building Regulatory Capacity for Microfinance Institutions the Answer? doc

... k1 High Remittance Costs in Africa: Is Building Regulatory Capacity for Microfinance Institutions the Answer? By Bernadette Dia Kamgnia and Victor Murinde*Remittances constitute an increasingly ... (2010).SSFIs = Specialized State Financial Institutions. MFIs = Microfinance Institutions, ODC= Other developing countries.As noted earlier, one factor contributing to re-mittance costs remaining high ... Bigger remittance agents (especially banks) may earnan indirect fee in the form of interest (or “float”)by investing funds in the market before delive-ring them to the beneficiary. The float...
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Pharmacy Use and Costs in Employer-Provided Health Plans - Insights for TRICARE Benefit Design from the Private Sector pptx

Pharmacy Use and Costs in Employer-Provided Health Plans - Insights for TRICARE Benefit Design from the Private Sector pptx

... similar changes in pharmacy benefits. The findings from this analysis, presented in this report, can inform the DoD of the potential costs and benefits of adopting the proposedUniform Formulary.ApproachTo ... studied, the DoD will need to be as aggres-sive as the average employer in placing drugs in high- cost thera-peutic classes in the third tier. The limitations of this study include the following:• ... medications. It is hoped that this move will giveproviders (acting in the interest of their patients) an incentive to pre-scribe lower-tier, less-costly options. To assist the DoD in assessing the potential...
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Tài liệu Developing Tools and Building Linguistic Resources for Vietnamese Morpho-Syntactic Processing docx

Tài liệu Developing Tools and Building Linguistic Resources for Vietnamese Morpho-Syntactic Processing docx

... computational linguistics yet. Therefore there does not exist any valid formal grammar for Vietnamese until now. The formalism that we choose in our project for Vietnamese parsing is Tree Adjoining Grammar ... grammatical categories instead of 8 categories in the print dictionary, in maintaining the coherence with the descriptions in (Uỷ ban KHXHVN, 1983). The subcategorisation of each category is described ... noun phrases using the Tree Adjoining Grammar (TAG) formalism. This work is undertaken in the perspective of building a Vietnamese syntactic lexicon for a TAG parser.Some Characteristics of VietnameseTo...
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Tài liệu Báo cáo khoa học: Reversible tetramerization of human TK1 to the high catalytic efficient form is induced by pyrophosphate, in addition to tripolyphosphates, or high enzyme concentration ppt

Tài liệu Báo cáo khoa học: Reversible tetramerization of human TK1 to the high catalytic efficient form is induced by pyrophosphate, in addition to tripolyphosphates, or high enzyme concentration ppt

... the 5¢-hydroxyl group of thymidine, forming dTMP. Human TK1 is cytosolic and its activity is absent in resting cells, appears in late G1,increases in S phase coinciding with the increase in ... the a-helix dimer interface, and this form is more openthan hTK1. Therefore, at present, it appears that the adenosine group is very loosely bound to hTK1. In the present work, the part of the ... will be in the high- active tetramerform. Recently, phosphorylation of hTK1 at serine 13has been proposed to be involved in this regulation,preventing ATP-induced transformation to the high- active...
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What is known about the effectiveness of economic instruments to reduce consumption of foods high in saturated fats and other energy-dense foods for preventing and treating obesity? docx

What is known about the effectiveness of economic instruments to reduce consumption of foods high in saturated fats and other energy-dense foods for preventing and treating obesity? docx

... disincentives. It included 47 studies of consumer incentives for preventive care, including 7 pertaining to obesity and weight loss (all of which are included in this synthesis.) Of all of the ... resulted in a four-fold increase in the sale of the former and a two-fold increase for the latter (38). In another time series study in American secondary school cafeterias, 10% increases in the ... use in the EU (7). This synthesis summarizes the available evidence concerning the effectiveness of economic instruments in containing or reducing food consumption, particularly of foods high...
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A study on the techniques for the improvement to the teaching of oral skills in light of communicative english language teaching for junior high school teachers in quang ngai province part 1

A study on the techniques for the improvement to the teaching of oral skills in light of communicative english language teaching for junior high school teachers in quang ngai province part 1

... been filled in to guide their listening. Students listen and fill in the rest in note form.Example: Listen to the weather forecast and fill in the blanks with the information in the text. (TIÊNG ... ADAPTING THE DIALOGUE TO THEIR LIVES.(Using prompts)Explain to the students that they are going to do the dialogue again in pairs, using their own information. This time the teacher is going ... 48Testing comprehension 45Testing spoken English 44Teaching writing 43Teaching speaking 37Using dictation 20Using songs 20Teaching listening 11TOPICS %Teaching listening 55Teaching speaking...
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A study on the techniques for the improvement to the teaching of oral skills in light of communicative english language teaching for junior high school teachers in quang ngai province part  2

A study on the techniques for the improvement to the teaching of oral skills in light of communicative english language teaching for junior high school teachers in quang ngai province part 2

... OF FOREIGN LANGUAGESPOST GRADUATE STUDIES DEPARTMENTA STUDY ON THE TECHNIQUES FOR THE IMPROVEMENT TO THE TEACHING OF ORAL SKILLS IN LIGHT OF COMMUNICATIVE ENGLISH LANGUAGE TEACHING FOR ... ENGLISH LANGUAGE TEACHING FOR JUNIOR HIGH SCHOOL TEACHERS IN QUẢNG NGÃI PROVINCE(NGHIÊN CỨU CÁC THỦ THUẬT NÂNG CAO VIỆC DẠY KỸ NĂNG NGHE NÓI TIẾNG ANH THEO ĐƯỜNG HƯỚNG GIAO TIẾP CHO GIÁO ... TỈNH QUẢNG NGÃI)NAME : TRẦN QUỐC VIỆTFIELD : METHODOLOGYCODE : 641410COURSE : ENGLISH M.A. 13SUPERVISOR : NGUYỄN BÀNG, M.A.HA NOI – 2007...
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A study on the techniques for the improvement to the teaching of oral skills in light of communicative english language teaching for junior high school teachers in quang ngai province part  3

A study on the techniques for the improvement to the teaching of oral skills in light of communicative english language teaching for junior high school teachers in quang ngai province part 3

... Definition 5 1.3.2. Principles 5 1.3.3. Techniques for language teaching 61.4. Summary 6Chapter 2: An Investigation into the Current Performance of English Teaching and Learning in Junior High ... collection, findings and discussion 92.6.1. Data collection 9 2.6.1.1. The subjects 9 2.6.1.2. Instruments for data collection 9i2.6.2. Findings and discussion 9 2.6.2.1. Teachers’ Personal Information ... Improve the Teaching of Oral Skills for Junior High School Teachers in Quang Ngai Province 14 3.1. Techniques for teaching speaking 14 3.1.1. Introduction 14 3.1.2. Controlled speaking activities...
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