... 1981, which some analysts credit for trigger-ing the bull markets of the 1980s.Stocks less risky than Treasury bills and bonds?!In Stocks for the Long Run, 4th edition (McGraw-Hill), Jeremy ... achieve those goals according to the time frame you set. For more about financial goal set-ting, see Personal Finance For Dummies, 6th Edition (Wiley), by Eric Tyson.10_466018-ch05.indd 8110_466018-ch05.indd ... for stocks actually beat the worst for bonds and bills. For the 20-year holding periods, stock returns have never fallen below inflation, but bond and bills for a two-decade period fell as much...